Education right is not about quality
St. Petersburg Times - Nov 17 11:09 PM
Re: Will we never learn real value of human life? Nov. 17 letter -- While I agree with the letter writer's opinions regarding equal education being available to everyone regardless of one's wealth or standing in the community, I disagree with one point when the writer asserts that a quality education is a fundamental given right.Save to My Web

Tips to ensure home insurance will be enough
Seattle Times - Nov 12 12:24 AM
How do you determine if you have enough homeowners' insurance? United Policyholders, a consumer advocacy group, offers tips for homeowners...Save to My Web

Fidelity Information Services Named #3 on FinTech 100 List of Top Financial Services Vendors
[Press Release] PR Newswire via Yahoo! Finance - Nov 15 4:30 AM
Fidelity Information Services , a division of Fidelity National Financial, Inc. , announced that American Banker and the research firm Financial Insights have named Fidelity to the FinTech 100, an annual listing of top technology vendors.Save to My Web

Landslide victims hope to recoup some costs
Pittsburgh Live - Nov 22 9:09 PM
A large mound of wet soil, rocks, and trees crashed into the Springwood Drive home of Dennis and Marci Colaizzi in January.Save to My Web

Remodeled Your Home?
Youngstown Daily Business Journal - Nov 22 7:41 AM
Nov 22, 2005 10:30 a.m. Remodeling quickly increases a home's value, but many homeowners forget to up their insurance coverage to match.Save to My Web

State CFO touts initiatives on homeowners insurance
Sun-Sentinel - Nov 08 12:06 AM
Ensuring the future stability of Florida's now-flagging insurance market will take a number of state and federal initiatives, from creating a national catastrophe fund to earmarking sales tax money to bail out state-backed Citizens Property Insurance Corp., state Chief Financial Officer Tom Gallagher said Monday.Save to My Web

Panel attempts to refocus attention on quake relief
The Dartmouth - Nov 15 5:20 AM
With the tsunami last December and Hurricanes Katrina and Rita, the Oct. 6 earthquake in Pakistan and Kashmir threatens to be lost in the shuffle, despite having killed at least 87,000 people. Members of the Asia Relief committee, led by education ...Save to My Web

Feds target former Citizens COO
Miami Herald - 7 minutes ago
A federal grand jury will be taking testimony in early December on the allegations that a former executive for Florida's state-run insurer solicited kickbacks from some of the firms hired to handle claims from last year's four storms.Save to My Web

State Farm gets OK to raise rates
Florida Today - Nov 23 11:08 PM
State Farm Florida Insurance Co. has been given approval to increase homeowners' insurance rates by an average of 8.6 percent across Florida.Save to My Web

Delayed Insurance Pushes Hurricane-Damaged Firms Toward Failure
Newhouse News Service - Nov 14 1:45 PM
NEW ORLEANS -- With a glass-encased greenhouse and hundreds of delicate plants in the yard, Tony Favaloro's garden shop in suburban Kenner never stood a chance.Save to My Web

Medicare Changes -- What You Need To Know
WGAL via Yahoo! News - Nov 09 2:12 PM
If you are 65 or older, next week the government's new plan to help pay for your prescription drugs goes into effect.Save to My Web

Crash, fire leave official houseless
The Clarion-Ledger - Nov 17 3:11 AM
Brandon Alderwoman Barbara Mangum's red brick, one-story house still sits as an empty shell, hollowed by a collision and fire nearly two weeks ago that left a 62-year-old man dead.Save to My Web

New law requires adding sprinklers
Chicago Tribune - Nov 18 3:45 AM
BRIDGEVIEW -- Bridgeview officials approved a new fire-safety ordinance this week requiring that sprinkler systems be installed in all new residential and commercial buildings.Save to My Web

After storm, some feel insurers hung them out to dry
Dallas Morning News (subscription), TX - Nov 13, 2005 "Flood damage is, typically, not covered by a homeowners insurance policy," said Jerry Johns, president of Southwestern Insurance Information Service in Austin

Reality and pet gators sink houseboat fantasies
Bankrate.com - Nov 19, 2005 Expect this to be significantly higher per square foot than your homeowners insurance; particularly if you're docking in a historically risky-weather area such

Sandwich seniors learn of prescription program
Aurora Beacon News, IL - Nov 20, 2005 SANDWICH Ziv Sabin says the new Medicare prescription drug coverage program is akin to auto or home insurance. "I've paid homeowners insurance for many

Habitat to provide 10 homes in Spencer
NewsOK.com (subscription), OK - 2 hours ago gross monthly income. The payment is about $375 a month and includes property taxes and homeowners insurance. Applicants must have

Citizens Property seeks 11% rate increase for homeowners insurance
Orlando Sentinel, FL - Nov 9, 2005 By Kathy Bushouse | Sun-Sentinel.com. Representatives of Citizens Property Insurance Corp. said the company will have to levy an

Fitch Affirms Safeco's Ratings; Outlook Stable
Business Wire (press release), CA - Nov 21, 2005 Fitch believes that Safeco's competitive positions in auto and homeowners insurance lines were bolstered in recent years by revamped products and a new

Editorial 11/17: Flood victims need a bailout
commercialappeal.com (subscription), TN - Nov 16, 2005 He found couples like Don and Tammy Fayard, whose house was destroyed by Katrina's floodwaters but who are unable to collect on their homeowners insurance.

State Farm homeowners rates to jump as much as 40 percent (ABC Action News)
FORT LAUDERDALE, Fla. (AP) -- State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.

We should unite, take back nation
Sun-Sentinel.com, FL - Nov 19, 2005 storms? How many of you oppose having to pay more for your private homeowners' insurance just to bail out Citizens Insurance? The

The new math
Daytona Beach News-Journal, FL - Nov 11, 2005 A 6.8 percent statewide surcharge on all homeowners insurance bills to cover losses incurred by the state-run Citizens Property Insurance Corp., which

Shaw bill calls for federal disaster insurance fund
Boca Raton News, USA - Nov 18, 2005 Shaw said the bill is a comprehensive catastrophic insurance bill that reduces homeowners insurance costs to American families and ensures liquidity in the

Allstate Comments on Earnings Guidance
Business Wire (press release), CA - Oct 28, 2005 We may continue to incur catastrophe losses in our homeowners insurance business in amounts in excess of those experienced this year, in excess of those

12 steps to help save money on your homeowners insurance
WIS, SC - Nov 17, 2005 Homeowners insurance does not cover flood-related damage. So don't include its value in deciding how much homeowners insurance to buy.

Expect an increase in your homeowners insurance
Marco Island Sun-Times, FL - Oct 27, 2005 very limited. A homeowners' insurance policy without windstorm coverage would cost about $1,000 for a $500,000 home. The normal

Local residents getting a lesson in Homeowner s Insurance 101
Sulphur Southwest Daily News, LA - Nov 15, 2005 While the current homeowners insurance dilemma may be difficult for many to negotiate, it is important to take necessary steps to understand your policy

Problem not just regional
Sun-Sentinel.com, FL - Nov 7, 2005 Insurance companies need to pay more attention to the needs of their customers and homeowners must become more involved in demanding changes in the current

Better shop around
Fort Worth Star Telegram, TX - Nov 21, 2005 more -- just by shopping around. Texas has had the highest homeowners insurance rates in the nation in recent years. As a result of

The Morning Read: Thankful for a new start
OCRegister, CA - Nov 20, 2005 relief. Although the family had homeowners insurance, they were offered just $6,000 for the damage to their $120,000 house. While

Forbes.com - Forbes Magazine Table Of Contents
to review your homeowners insurance is before you need it. Rating Nonprofits William P. Barrett How much money do philanthropies get from the

Plan Ahead to Enjoy a Claim Free Christmas
With Christmas just 8 weeks away, we are fast approaching the time when home insurance claims traditionally show a sharp increase. However, a few simple measures can make all the difference to help homeowners stay claim free. (PRWEB) November 4, 2005 -- Research suggests that there are two main ris

State Farm Raises Homeowners' Insurance Rates (NBC 6 Miami)
More than a dozen insurance companies have raised their rates since the hurricane season began. Now, Florida's largest home insurer is raising its rates as well.

State Farm homeowners rates to jump as much as 40 percent (ABC Action News)
FORT LAUDERDALE, Fla. (AP) -- State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.

State Farm Insurance May Hike Some Rates (Gainesville Sun)
tate Farm Florida Insurance Co., Florida's largest home insurer, has been given approval to increase homeowners policy rates by an average of 8.6 percent next year across the state.

Florida insurance reform urged
Palm Beach Interactive - and shook up the state's already creaky homeowners insurance market, Florida Chief Financial Officer Tom Gallagher

Taylor Lake's insurance rating drops
Clear Lake Citizen - Taylor Lake's insurance rating drops By: DANA BURKE, Citizen Staff11/02/2005 Taylor Lake Village residents can now save an average of $150 per year on their homeowners' insurance, thanks to the work of Councilman Mark Sheridan. public protection class is used to determine homeowners' insurance premiums, Sheridan said

Insurance Info And Quotes
10News.com - InsWeb makes it easy to compare quotes from leading homeowners insurance companies. Find out how much you can save

UPDATE: Insurance Prices Stabilize, Fox-Pitt, Kelton Says
Morningstar.com - Auto insurance prices were roughly flat, while homeowners insurance rates were up 4%, an acceleration from 2% growth six

State Farm Home Premiums to Rise
The Ledger - USLocalNews State Farm Home Premiums to Rise Customers of State Farm Florida will pay more for homeowners' insurance next year.The Florida Office of Insurance Regulation has approved the company's

Set priorities before making insurance decisions
Honolulu Advertiser - The Schusters have automobile insurance on their two vehicles and homeowners insurance on their dwelling

State Farm plans rate increase
StarBanner.com - FORT LAUDERDALE - State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.The state's

Federal Grand Jury to Take Testimony on Allegations Against Citizens Chief Operating Officer
Insurance Journal - Federal investigators have begun an active criminal investigation and a federal grand jury will take testimony in December of allegations that R. pool for Florida residents who can't purchase homeowners insurance in the private market, surfaced in mid-September

Taylor Lake's insurance rating improves
Clear Lake Citizen - Taylor Lake's insurance rating improves By: DANA BURKE, Citizen Staff11/14/2005 Taylor Lake Village residents can now save an average of $150 per year on their homeowners' insurance, thanks to the work of Councilman Mark Sheridan. public protection class is used to determine homeowners' insurance premiums, Sheridan said

Thankful for a new start
MSNBC Local - Although the family had homeowners insurance, they were offered just $6,000 for the damage to their $120,000 house

Biographical information on Miami Mayor Manny Diaz
AP via Florida Times-Union - former chairman of investment committee of Florida homeowners insurance board. FAMILY: Wife, Robin Smith; four children

State Farm's $9-billion blow
ChicagoBusiness.com - Total losses in Louisiana for its homeowners insurance unit, State Farm Fire & Casualty Co

State Farm May Hike Homeowners Rates Up To 40%
News4Jax.com - FORT LAUDERDALE, Fla. -- State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.The state's

Is your home sitting over an abandoned mine?
Clarion News - way,' DEP Secretary Kathleen McGinty said. ' Most homeowners' insurance policies do not cover damage caused by subsidence

Taylor Lake's insurance rating drops
Clear Lake Citizen - Taylor Lake's insurance rating drops By: DANA BURKE, Citizen Staff11/02/2005 Taylor Lake Village residents can now save an average of $150 per year on their homeowners' insurance, thanks to the work of Councilman Mark Sheridan. public protection class is used to determine homeowners' insurance premiums, Sheridan said

Farmers insurance auto insurance, affordable health insurance car insurance quotes.
Algeria Interface - Nov 15 10:53 PM
Farmers insurance auto insurance, affordable health insurance car insurance quotes.Save to My Web

Power surge zaps houses
Northern Virginia Times Community - Nov 22 12:17 AM
A possible power surge Nov. 19 left several residents near Lovettsville without power for eight hours and knocked out thousands of dollars in electronics and appliances.Save to My Web

Citizens Property seeks 11% rate increase for homeowners insurance
Sun-Sentinel - Nov 10 7:04 AM
Representatives of Citizens Property Insurance Corp. said the company would have to levy an 11% assessment against all Florida homeowners to cover shortfalls to cover hurricane damage, during a Florida Senate Banking and Insurance Committee meeting.Save to My Web

Reality and pet gators sink houseboat fantasies
Bankrate.com - Nov 19, 2005 Expect this to be significantly higher per square foot than your homeowners insurance; particularly if you're docking in a historically risky-weather area such

Paramount Disaster Recovery Mobilizes Its Emergency Response Team of Hurricane Insurance Adjusters and Claim Consultants to Expedite the Recovery from Hurricane Katrina
Paramount Disaster Recovery Inc. has mobilized its Emergency Response Team. Made up of the best insurance claim experts from around the country, Paramount s Emergency Response team is being deployed throughout the Gulf region to assist in the recovery process. Palos Verdes, CA (PRWEB) September 21,

Reality and pet gators sink houseboat fantasies
Bankrate.com via Yahoo! Finance - Nov 19 3:00 AM
You might dream of a "Miami Vice" lifestyle but "The Facts of Life" should convince you to remain grounded, says Real Estate Adviser Steve McLinden.Save to My Web

DRUG PLANS HARD PILL TO SWALLOW
Monterey County Herald - Nov 14 3:17 AM
When she first heard about Medicare's new prescription drug plan for seniors, Shirley Breeden of Prunedale figured, who needs the grief? Like a lot of seniors, her first reaction to the plan was outright confusion.Save to My Web

Insurer seeking to hike rates
Bradenton Herald, United States - Nov 12, 2005 vandalism and other perils. It is different from homeowners insurance, which typically protects primary residences. "This rate revision

Parrish sees need
Sarasota Herald-Tribune, FL - Nov 24, 2005 said. Homeowners insurance rates also could drop for homes that are within a five-mile radius of one of the new stations, he said.

Expect an increase in your homeowners insurance
Marco Island Sun-Times, FL - Oct 27, 2005 very limited. A homeowners' insurance policy without windstorm coverage would cost about $1,000 for a $500,000 home. The normal

Pennsylvania Department of Environmental Protection: Enhanced Web
Yahoo! News (press release) - Oct 31, 2005 "Most homeowners' insurance policies do not cover damage caused by Mine subsidence insurance also is available through some homeowners' insurance agents.

Wilma s Bill: $30 Mil
The Bahama Journal, Bahamas - Nov 22, 2005 million. Meanwhile, the government has said it is working aggressively to rebuild homes for residents who had no homeowners insurance.

Habitat to provide 10 homes in Spencer
NewsOK.com (subscription), OK - Nov 24, 2005 gross monthly income. The payment is about $375 a month and includes property taxes and homeowners insurance. Applicants must have

A common-sense solution to windstorm insurance
Miami Herald, FL - Nov 10, 2005 They should not allow rigid thinking to continue to get in the way of a common-sense, nonpartisan approach to the growing homeowners-insurance crisis.

State Farm's $9-billion blow
Crain's Chicago Business, IL - Nov 21, 2005 Total losses in Louisiana for its homeowners insurance unit, State Farm Fire & Casualty Co., were $6.1 billion in the first nine months of the year vs.

J.D. Power: Hurricanes Play Major Role in Homeowners Customer Satisfaction
Insurance Journal - Major hurricanes, such as the ones that have ravaged the Gulf Coast states in the past two years, have had a significant negative impact on homeowners insurance customer satisfaction in those states, according to the J.D. Power and Associates 2005 Homeowners Insurance Study released this week

Landslide victims hope to recoup some costs
Pittsburgh Tribune Review - stabilization project has yet to start. Because homeowners' insurance does not cover landslides, the Colaizzis paid to

Disaster Recovery Planning -- Essential Information You Need to Know
Hurricane Karina has shown us that we need to have a disaster recovery plan for your protection. Follow these essential tips to so safeguard your home, your business, and your family. Margate, FL (PRWEB) September 2, 2005 -- As Hurricane Katrina devastation continues leaving behind catastrophic dam

Declarations and Exclusions
policies are written on what used to be called an "all risks" basis (before clever insurance litigators and some courts started taking that

Fevered Rants
items: HOMEOWNERS' INSURANCE: If you own a home, you must have hurricane insurance. Fortunately, this insurance is cheap and easy to get, as

State Farm Insurance May Hike Some Rates (San Francisco Chronicle)
State Farm Florida Insurance Co., Florida's largest home insurer, has been given approval to increase homeowners policy rates by an average of 8.6 percent next year across the state. The insurer could raise premiums for some customers by as much as 40...

State Farm raising homeowners' rates in Florida (The Indianapolis Star)
FORT LAUDERDALE, Fla. -- State Farm Florida Insurance Co. , Florida's largest home insurer, has been given approval to increase homeowners' policy rates by an average of 8.6 percent next year across the state. The insurer could raise premiums for some customers by as much as 40 percent.

staugustine.com: the oldest city's home on the Net
skyrocketing homeowners insurance increases and the prospect that insurers will abandon Florida after eight hurricanes struck the state over the last 15

Looka! | The old haunts, what I wants is red beans and rice ...
the homeowners' insurance that otherwise would pay zero. I was right there with 'em, too. Stupid tree. "Compassionate conservatism" is, as it has always

State Farm's $9-billion blow
Crane's Chicago Business - Nov 21 5:39 AM
State Farm Insurance Cos. sustained between $8 billion and $9 billion in losses from Hurricane Katrina, a record for an insurer from a single storm.Save to My Web

Scott sees bright local future
Hammond Daily Star - Nov 23 3:09 PM
MANDEVILLE Despite a bleak outlook for the New Orleans area post Hurricane Katrina, Louisiana economist Loren Scott painted a brighter picture for Tangipahoa Parish.Save to My Web

Letter: Shooters are not thinking of actions
Ashland City Times - Nov 23 12:13 AM
When did people start vandalizing property as a means of retaliation, or just something to do? The property damage rate has risen dramatically in Cheatham County over the past few years, and the Cheatham County police force needs to do something about it!Save to My Web

Real Estate Mailbag
Washington Post - Nov 18 2:00 PM
Q DEAR BOB: I am new to real estate and am confused by the word escrow. I've heard it means closing settlement of a property sale and also that it refers to payment of property taxes and insurance. Which is correct? -- Raymond R. Save to My Web

Elimination of intangibles tax moves forward in Legislature
Gainesville Sun - Nov 11 3:21 AM
House Bill 209 would eliminate the tax, which is now 50 cents for every $1,000 of investments. The tax applies to only individuals with $250,000 or more of investments and couples with $500,000.Save to My Web

State Farm insurance may increase as much as 40 percent for some
Gainesville Sun - Nov 23 4:50 AM
tate Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.Save to My Web

Insurers warn of steep rate increases
Seattle Times - Nov 10 12:25 AM
The big hurricanes have passed for now, but the battle over insurance rates and coverage is just beginning. Insurance-industry executives and regulators...Save to My Web

State Farm insurance may increase as much as 40 percent for some (Palm Beach Post)
FORT LAUDERDALE, Fla. State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.

The Washington Times, America's Newspaper
Sale Fresh Air Purifiers Homeowners Insurance Hotels Auto Insurance Mortgage Loans Air Purifiers Trade Show Displays Air Purifiers Adventure

State Farm homeowners rates to jump as much as 40 percent (ABC Action News)
FORT LAUDERDALE, Fla. (AP) -- State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.

State Farm insurance may increase as much as 40 percent for some (Gainesville Sun)
tate Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.

Behind on the Mortgage? Keep a Clear Head, says HomeSavers USA
If you are falling behind, be sure to communicate with your lender and describe what caused the problem. They do not want your home. If they won't work with you, contact a reputable housing counselor. Many can help. (PRWEB) October 30, 2005 -- With American job losses exceeding 300,000 from hur

ProAssurance to Sell Personal Lines Operations to GMAC Insurance
Insurance News Net - MEEMIC, which offers primarily automobile and homeowners insurance coverage to the education communities in Michigan

State Farm rates going up
Herald Tribune - State Farm rate hike Here's how the proposed rate increase by State Farm Florida will affect customers. The average premium assumes a $150,000 masonry home with a $500 deductible other than hurricane and a 2 percent hurricane deductible. john.hielscher@heraldtribune.com Customers of State Farm Florida will pay more for homeowners insurance next year

State Farm raising rates
Sun-Herald - State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida. Locally, however, the increase is likely to be less, a company spokesman said Wednesday.

State Farm May Hike Homeowners Rates Up To 40%
News4Jax.com - FORT LAUDERDALE, Fla. -- State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.The state's

J.D. Power: Hurricanes Play Major Role in Homeowners Customer Satisfaction
Insurance Journal - Major hurricanes, such as the ones that have ravaged the Gulf Coast states in the past two years, have had a significant negative impact on homeowners insurance customer satisfaction in those states, according to the J.D. Power and Associates 2005 Homeowners Insurance Study released this week

Stabilizing Insurance
WPEC NEWS 12 - says are needed as Florida faces skyrocketing homeowners insurance increases and the prospect that insurers will abandon

Impact of hurricanes on rates softened
North Bay Business Journal - Get sued. Is your company covered? ( and greater increases in personal lines such as homeowners insurance and auto insurance heading into 2006.Chip Law, an

Prepare Today for Winter Weather
KOLR - Nov 16 6:32 AM
As if on cue, wintery weather arrives in the Ozarks just in time for Winter Weather Awareness Day. The National Weather Service set aside November 16 to encourage people to become familiar with winter weather terms and get ready for the inevitable snow and ice.Save to My Web

It's time to end all the attention on the Jennifer Porter case
St. Petersburg Times - Nov 18 11:17 PM
My husband has long since stopped reading your paper and now I'm right behind him. How dare you use your paper to persecute Jennifer Porter. I do not even know this young lady, but I feel sorry for her. It's not as though she set out to do harm to anyone that evening. She made a mistake!Save to My Web

You don't hear what a bargain Florida is anymore
Sun-Sentinel - Nov 15 12:14 AM
"You'll love how cheap it is down here." This was common knowledge. In Florida, we'd find the good life. At cut rates.Save to My Web

Saving money on car insurance
WIS-TV Columbia - Nov 17 7:28 AM
With car insurance, you've probably heard you can get better rates by increasing your deductible. Here are a few ways you may not have thought of to save money on those high premiums.Save to My Web

Business briefs
Sarasota Herald-Tribune - Nov 10 3:48 AM
The Florida Office of Insurance Regulation will hold public hearings Monday in Jacksonville on a proposed rate increase for Sarasota-based Florida Select Insurance Co. The company wants to raise rates a statewide average 19 percent to 32 percent on its dwelling coverage programs.Save to My Web

A $3B bonus for state purse
Miami Herald - Nov 23 5:57 AM
Even after two straight years of hurricanes pounding Florida, state economists on Tuesday delivered good news, telling Gov. Jeb Bush and lawmakers that they will have an extra $3.3 billion to spend in 2006.Save to My Web

Industry assesses Wilma's cost
Miami Herald - Nov 10 12:41 PM
Florida homeowners should get ready to dig into their pockets again to cover another deficit for the state-run insurer of last resort.Save to My Web

Waco fire chief says expensive upgrade overdue
Waco Tribune-Herald - Nov 21 3:53 AM
Waco's fire chief is pushing for millions of dollars in improvements that could both lower homeowners' insurance premiums and raise their taxes.Save to My Web

Is your home sitting over an abandoned mine?
Clarion News - Nov 15 5:34 AM
CLARION -- Most people think coal mining in Clarion County is all about surface mining, but it wasnt always that way, and many parts of the county are underlain by old deep mines.Save to My Web

Mobile offices help speed homeowners' insurance-claims process
Palm Beach Post, FL - Oct 27, 2005 PLANTATION Amber Filion had waited an hour and a half on the telephone to file a hurricane damage claim with an operator at Citizens Property Insurance

Insurer seeks rate increase
Bradenton Herald, United States - Nov 18, 2005 Homeowners insurance premiums for residents in some coastal areas of Manatee and Sarasota counties could go up as much as 89 percent.

The new math
Daytona Beach News-Journal, FL - Nov 11, 2005 A 6.8 percent statewide surcharge on all homeowners insurance bills to cover losses incurred by the state-run Citizens Property Insurance Corp., which

Power surge zaps houses
Loudoun Times-Mirror, VA - Nov 22, 2005 She ended up filing a $7,000 claim with her homeowners insurance company. This time, her appliances blew, along with two televisions and a massage chair.

Hidden risks of being under insured
Rocky Mount Telegram, NC - Nov 14, 2005 Homeowners insurance - Homeowner's insurance should allow you to rebuild and refurnish your home after a catastrophe or other major losses and insulate you

Homeowners Insurance 101
juiceenewsdaily, AL - Oct 28, 2005 (JND) - Home insurance, or homeowners insurance, is an insurance policy that combines insurance on the home, its contents, loss of use (additional living

Couple battles red tape in search for new home
Naples Daily News (subscription), FL - Nov 12, 2005 In Lee County, six filed homeowners' insurance complaints, one came from a mobile home, one was regarding a business and one complaint was filed because of

Identity-theft insurance? It's here
The Wichita Eagle, KS - Nov 19, 2005 BY DEB GRUVER. But because identity theft is such a growing crime, Barnett recently bought identity-theft coverage on his Allstate homeowners insurance policy.

Landslide victims hope to recoup some costs
Pittsburgh Tribune-Review, PA - Nov 22, 2005 Because homeowners' insurance does not cover landslides, the Colaizzis paid to demolish the house, valued at $68,000, store their belongings and relocate.

Sinkhole Claims Put Spur To Rates
Tampa Tribune, FL - Nov 16, 2005 of the soil, he said. Such issues aren't covered under homeowners insurance, but sinkholes are. Under Florida law, Citizens often

Here's what to do to file a Wilma insurance claim
Vero Beach Press-Journal (subscription), FL - Oct 26, 2005 By Nadia Gergis. There are several steps Treasure Coast residents should take when filing a homeowners insurance claim with their insurer.

Pennsylvania Department of Environmental Protection: Enhanced Web
Yahoo! News (press release) - Oct 31, 2005 "Most homeowners' insurance policies do not cover damage caused by Mine subsidence insurance also is available through some homeowners' insurance agents.

Don't Get nailed
Sun-Sentinel.com, FL - Nov 11, 2005 the job. If you don't get a permit, any problems down the road probably won't be covered by your homeowners' insurance. "If they

The ticker, November 24
Rocky Mountain News, CO - 16 hours ago 8.6%Average amount by which State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates across Florida.

Statement in Support of Building Code Legislation from
PoliticsLA.com, LA - Nov 18, 2005 Just as we see with fire ratings, citizens in a municipality with a good fire rating will see lower homeowners insurance rates than citizens in communities

State Farm Raises Homeowners' Insurance Rates (NBC 6 Miami)
More than a dozen insurance companies have raised their rates since the hurricane season began. Now, Florida's largest home insurer is raising its rates as well.

Blue Financial Says Consumers Should be Careful with Single Premium Mortgage Credit Insurance
Blue Financial warns consumers to stay away from Single Premium Credit Mortgage Insurance. Phoenix, AZ (PRWEB) November 6, 2005 -- Blue Financial says mortgage consumers should stay away from Single Premium Credit Insurance. Some Mortgage Lenders push a form of credit insurance called

State Farm Insurance May Hike Some Rates (AP via Yahoo! News)
State Farm Florida Insurance Co., Florida's largest home insurer, has been given approval to increase homeowners policy rates by an average of 8.6 percent next year across the state.

Declarations and Exclusions
policies are written on what used to be called an "all risks" basis (before clever insurance litigators and some courts started taking that

Market Place - The Washington Times, America's Newspaper
Condos and Real Estate Homeowners Insurance Night Vision Foreclosures Miami condos and real estate Personals Online Florists Real Estate Online

State Farm insurance may increase as much as 40 percent for some (Gainesville Sun)
tate Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.

State Farm Insurance May Hike Some Rates (San Francisco Chronicle)
State Farm Florida Insurance Co., Florida's largest home insurer, has been given approval to increase homeowners policy rates by an average of 8.6 percent next year across the state. The insurer could raise premiums for some customers by as much as 40...

Homeowners likely to be hit with assessment for Citizens losses
ABC Action News - Nov 10 5:35 AM
TALLAHASSEE - Florida homeowners policy holders will likely have to pay an 11 percent surcharge to cover a shortfall at Citizens Property Insurance Corp., the state-created company that sells property coverage to people who can't get it from private companies.Save to My Web

Medicare Changes -- What You Need To Know
WGAL via Yahoo! News - Nov 09 2:12 PM
If you are 65 or older, next week the government's new plan to help pay for your prescription drugs goes into effect.Save to My Web

Remodeled Your Home?
Youngstown Daily Business Journal - Nov 22 7:41 AM
Nov 22, 2005 10:30 a.m. Remodeling quickly increases a home's value, but many homeowners forget to up their insurance coverage to match.Save to My Web

Prepare Today for Winter Weather
KOLR - Nov 16 6:32 AM
As if on cue, wintery weather arrives in the Ozarks just in time for Winter Weather Awareness Day. The National Weather Service set aside November 16 to encourage people to become familiar with winter weather terms and get ready for the inevitable snow and ice.Save to My Web

Panel attempts to refocus attention on quake relief
The Dartmouth - Nov 15 5:20 AM
With the tsunami last December and Hurricanes Katrina and Rita, the Oct. 6 earthquake in Pakistan and Kashmir threatens to be lost in the shuffle, despite having killed at least 87,000 people. Members of the Asia Relief committee, led by education ...Save to My Web

Insurance prices stabilize, Fox-Pitt, Kelton says
Market Watch - Nov 16 1:41 PM
SAN FRANCISCO (MarketWatch) - Insurance prices have stabilized after a period of declines, boosting the earnings prospects of companies in the industry, according to a Fox-Pitt, Kelton survey released on Wednesday.Save to My Web

Kicking the Spending Habit is a Tough Task
[Press Release] Business Wire via Yahoo! Finance - Nov 15 6:00 AM
NORTHBROOK, Ill.----Nov. 15, 2005--Saving for retirement sounds easy enough, but many people view achieving financial security as a lifestyle challenge similar to quitting smoking or losing weight.Save to My Web

A $3B bonus for state purse
Miami Herald - Nov 23 5:57 AM
Even after two straight years of hurricanes pounding Florida, state economists on Tuesday delivered good news, telling Gov. Jeb Bush and lawmakers that they will have an extra $3.3 billion to spend in 2006.Save to My Web

Reality and pet gators sink houseboat fantasies
Bankrate.com - Nov 19 4:27 AM
Dear Real Estate Adviser, I must have watched too many "Miami Vice" reruns where Don Johnson's living large on a houseboat, because I have my eye on a houseboat in the Miami area. Before you ask, no -- no pet gator.Save to My Web

State Farm insurance may increase as much as 40 percent for some
Gainesville Sun - Nov 23 4:50 AM
tate Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.Save to My Web

Power surge zaps houses
Loudon Times-Mirror - ended up filing a $7,000 claim with her homeowners insurance company. This time, her appliances blew, along with two

Florida insurance reform urged
Palm Beach Interactive - and shook up the state's already creaky homeowners insurance market, Florida Chief Financial Officer Tom Gallagher

J.D. Power and Associates Reports: Hurricanes Have a Major Impact on Homeowners Insurance Customer Satisfactio
PR Newswire via Yahoo! - Have a Major Impact on Homeowners Insurance Customer Satisfaction WESTLAKE VILLAGE, Calif a significant negative impact on homeowners insurance customer satisfaction in those states

Waco fire chief says expensive upgrade overdue
Waco Tribune Herald - Smith Tribune-Herald staff writer Monday, November 21, 2005 Waco's fire chief is pushing for millions of dollars in improvements that could both lower homeowners' insurance premiums and raise their taxes.

Landslide victims hope to recoup some costs
Pittsburgh Tribune Review - stabilization project has yet to start. Because homeowners' insurance does not cover landslides, the Colaizzis paid to

MetLife Auto & Home(R) Named among Best in Customer Satisfaction in J.D. Power and Associates Annual Homeowner
Business Wire - Power and Associates Annual Homeowners Insurance Satisfaction Study(SM) WARWICK, R.I and Associates' annual 2005 National Homeowners Insurance Satisfaction Study on the state

Biographical information on Miami Mayor Manny Diaz
AP via Florida Times-Union - former chairman of investment committee of Florida homeowners insurance board. FAMILY: Wife, Robin Smith; four children

State Farm Insurance may hike rates up to 40 percent
10 News - Fort Lauderdale, Florida - State Farm Florida Insurance has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.

State Farm's $9-billion blow
ChicagoBusiness.com - Total losses in Louisiana for its homeowners insurance unit, State Farm Fire & Casualty Co

Woe betide the uninsured: Few homeowners have flood policy
Boston Herald - of the recent precipitation left your basement flooded, homeowners insurance probably wont help thought: No problem, I have homeowners insurance, said James, whose basement filled

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