Saturday, December 03, 2005


Steep rate hikes coming, insurers warn
Providence Journal (subscription), RI - Nov 19, 2005 Insurance industry executives and regulators are warning of significant premium hikes for homeowners' insurance nationwide -- including double-digit-percentage

City considering new fire station
MyWestTexas.com, TX - Nov 3, 2005 for a new fire station could help improve the city's Insurance Service Office rating and save Midland homeowners money on their homeowners' insurance premiums.

County could help uninsured residents with debris removal
Orange Leader, TX - Nov 30, 2005 Orange County officials want to know about any homeowner who had property severely damaged by Hurricane Rita and is not covered by homeowners insurance.

Why real estate escrow is so important
Mortage 101 - Dec 1, 2005 The lender holds these payments until the property taxes and homeowners' insurance premium become due and then pays those expenses.

12 steps to help save money on your homeowners insurance
WIS, SC - Nov 17, 2005 Homeowners insurance does not cover flood-related damage. So don't include its value in deciding how much homeowners insurance to buy.

First round of annexations pass
Robertson County Times, TN - Nov 26, 2005 Kevin Koder, also a resident of Arrowhead said he had checked with his insurance company and found that his homeowners insurance would not be effected by the

New fire station nears completion
Reno Gazette Journal, NV - Nov 29, 2005 The new rating would greatly affect homeowners insurance policy premiums, with a reduction for residents living in east Fernley, remarked Lemke.

Fire Destroys Eatonville Home; Homeowner Able To Escape
WFtv.com, FL - Dec 1, 2005 Thomas has homeowners insurance and most likely will rebuild, but it's what he won't be able to replace that he'll miss the most. "Pictures of family.

Gallagher: New State Building Code, Catastrophe Fund Needed
Local6.com, FL - Nov 7, 2005 The ideas were among several state and federal initiatives Gallagher proposed as Florida faces skyrocketing homeowners insurance increases and the prospect

Insurance Company Approves Rate Increase
Standard-Speaker, PA - Nov 17, 2005 Florida. It was created by the state to provide homeowners insurance coverage to people who could not find it on the privatemarket.

Delayed Insurance Pushes Hurricane-Damaged Firms Toward Failure
Newhouse News Service (NNS) - Nov 14, 2005 resolution of claims. The business interruption insurance contrasts pretty sharply with homeowners insurance. Several homeowners

State Farm's $9-billion blow
Crain's Chicago Business, IL - Nov 21, 2005 Total losses in Louisiana for its homeowners insurance unit, State Farm Fire & Casualty Co., were $6.1 billion in the first nine months of the year vs.

Topic: California SB 861 (Read 12 times)
DogExplorer, CA - Nov 13, 2005 So I might wake up on January 5 to find that I can either keep my dogs or have homeowners insurance, but not both. What do I do then?

Feds target former Citizens COO
Miami Herald, FL - Nov 24, 2005 The allegations against Citizens, the state pool for Florida residents who can't purchase homeowners insurance in the private market, surfaced in mid-September

First round of annexations pass
Robertson County Times, TN - Nov 26, 2005 Kevin Koder, also a resident of Arrowhead said he had checked with his insurance company and found that his homeowners insurance would not be effected by the

Quincy Mutual Selects ISO HomeValue as its New Residential
Business Wire (press release), CA - Nov 7, 2005 Quincy Mutual Fire Insurance Company was established in 1851 and is a leading writer of homeowners insurance in the northeast with 200,000 policyholders.

Industry assesses Wilma's cost
Miami Herald, FL - Nov 9, 2005 deficit. Homeowners across the state were asked to pay about $68 for every $1,000 of homeowners insurance premium they pay annually.

Logan County Volunteer Fire Departments Short Staffed
WOWK-TV - Nov 30 3:59 PM
There are only five paid full time firefighters in Logan County and stations that depend on volunteers are desperate for help.Save to My Web

Failure to disclose damage irritates
Seattle Times - Nov 26 12:20 AM
Q: The hardwood floors in our new home were advertised as having been "well protected under carpets. " Wrong. They were so damaged by a...Save to My Web

New station looks to burn time off fire response
Greenville News - The Greenville News 305 S. Main St. PO Box 1688 Greenville, SC 29602 (864) 298-4100 (800) 800-5116 Subscription services (800) 736-7136 Newspaper in Educ. city's average three-minute response time and perhaps help bring down homeowners' insurance rates, fire officials say

Woe betide the uninsured: Few homeowners have flood policy
Boston Herald - of the recent precipitation left your basement flooded, homeowners insurance probably wont help thought: No problem, I have homeowners insurance, said James, whose basement filled

State Farm insurance may increase as much as 40 percent for some
WSVN-TV - State Farm insurance may increase as much as 40 percent for some FORT LAUDERDALE, Fla. ( AP) -- State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.

Horace Mann and The Abraham Lincoln Presidential Library Offer Fellowships for Educators
WKRN - educators' financial needs -- provides auto and homeowners insurance, retirement annuities, life insurance and other

UPDATE: Insurance Prices Stabilize, Fox-Pitt, Kelton Says
Morningstar.com - Auto insurance prices were roughly flat, while homeowners insurance rates were up 4%, an acceleration from 2% growth six

The Best Time to Buy Flood Insurance Is Now
FEMA - FEMA recovery officials remind all property owners that homeowners insurance does not cover floods

Taylor Lake's insurance rating drops
Clear Lake Citizen - Taylor Lake's insurance rating drops By: DANA BURKE, Citizen Staff11/02/2005 Taylor Lake Village residents can now save an average of $150 per year on their homeowners' insurance, thanks to the work of Councilman Mark Sheridan. public protection class is used to determine homeowners' insurance premiums, Sheridan said

Education right is not about quality
St. Petersburg Times - Re: Will we never learn real value of human life? Nov. The annual premium on my homeowners insurance has increased from $504 in June 2003 to $2,218 this year

Insurance Info And Quotes
10News.com - InsWeb makes it easy to compare quotes from leading homeowners insurance companies. Find out how much you can save

Don't get caught short on home insurance (Market Watch)
NEW YORK (MarketWatch) -- Property insurance can be a tricky subject. For homeowners, it can be especially vexing because of the wide variety of coverage you may need, from structural insurance to insuring contents.

Texas Homeowner's Insurance: Buyer Beware
Dallas/Ft. Worth Financial Planner Fee Only CFP, www.HeritageFinancialPlanning.com, Steve Blankenship, CFP Addresses the Change in Homeowners Insurance in the State of Texas. Dallas, TX (PRWEB) (PRWEB) October 6, 2005 -- With the recent devastation caused by hurricanes Katrina and Rita, a renewed fo

Orange Monkey Blog
think your homeowners insurance covers damage from three-headed monsters Caitlin: I want to see Godzilla vs. Celine Caitlin: man, what's left

Future is Littered With Moral Hazards
you could buy homeowners' insurance after a tree hits your roof, yet pay almost the same premiums as people who'd been buying coverage for decades.

Gulf Coast Homeowners' Mortgages Come Due (ABC News)
Homeowners Along Gulf Coast Must Resume Making Mortgage Payments After Grace Period Expires

Kemper Auto and Home’s New Online Contents Calculator Answers the Question, 'Do I Have Enough Coverage on My Home’s Contents?'
Kemper Auto and Home has introduced on its Web site the Personal Property Analyzer, a free online contents estimator that determines the adequacy of insurance coverage on consumers’ personal possessions. It is a valuable tool for anyone who has acquired valuables, but has not re-evaluated the

Insurance claims still await action (Miami Herald)
Insurance companies in South Florida are overwhelmed with claims from Hurricane Wilma, leaving thousands of homeowners frustrated because they have yet to see an adjuster and begin repairs.

Why mortgage lenders insist on new title insurance (South Coast Today)
DEAR BOB: Is it necessary to pay for title insurance each time we refinance our home mortgage? We recently refinanced and the attorney who processed the transaction charged us for title insurance to benefit the lender. He said our original owner's title insurance still covers us.

DesignStyleTaste.com Hosts Free Mortgage Financing Teleseminar
Discover the many benefits of working with a Mortgage Broker, by participating in a FREE Teleseminar on Wednesday, October 26, 2005 at 8:00 p.m. EST with guest expert, Laurie Furness, a Mortgage Master with The Mortgage Centre. Toronto, Ontario (PRWEB) October 23, 2005 -- DesignStyleTaste.com offers

How to Rescue Hurricane and Water Damaged Artwork: A Practical Guide
Free online guide for Homeowners, Insurers and caretakers of Collections gives valuable tips on how to preserve damaged artwork and documents until it can be handled by a conservation professional. No special knowledge, or equipment is required and the tips can help save much irreplaceable artwork i

Hillside stability issue for condos
Cincinnati Enquirer, OH - Nov 29, 2005 Bailey, an attorney who has worked on insurance cases, said homeowners' insurance won't cover residents should they lose their home to a landslide.

Sinkhole Claims Put Spur To Rates
Tampa Tribune, FL - Nov 16, 2005 of the soil, he said. Such issues aren't covered under homeowners insurance, but sinkholes are. Under Florida law, Citizens often

Gallagher: New State Building Code, Catastrophe Fund Needed
Local6.com, FL - Nov 7, 2005 The ideas were among several state and federal initiatives Gallagher proposed as Florida faces skyrocketing homeowners insurance increases and the prospect

Senator peppered with complaints
St. Petersburg Times, FL - Nov 29, 2005 "Between the copays for the Medicare drug benefit, homeowners insurance rates, the assesments that come from the Citizens (Insurance Corp.) losses, we are

Proper Home Maintenance Is the Best Defense Against Mold, Says the
Community Dispatch (press release) - Nov 28, 2005 Mold, like rot and insect infestation, is generally not covered by a homeowners insurance policy, says the III Standard homeowners policies provide coverage

Better shop around
Fort Worth Star Telegram, TX - Nov 21, 2005 more -- just by shopping around. Texas has had the highest homeowners insurance rates in the nation in recent years. As a result of

Delayed Insurance Pushes Hurricane-Damaged Firms Toward Failure
Newhouse News Service (NNS) - Nov 14, 2005 resolution of claims. The business interruption insurance contrasts pretty sharply with homeowners insurance. Several homeowners

After storm, some feel insurers hung them out to dry
Dallas Morning News (subscription), TX - Nov 13, 2005 "Flood damage is, typically, not covered by a homeowners insurance policy," said Jerry Johns, president of Southwestern Insurance Information Service in Austin

Fire Destroys Eatonville Home; Homeowner Able To Escape
WFtv.com, FL - Dec 1, 2005 Thomas has homeowners insurance and most likely will rebuild, but it's what he won't be able to replace that he'll miss the most. "Pictures of family.

3 costly myths about insurance
MSN Money - Nov 17 6:24 PM
If you believe these popular misconceptions, youre going to be underinsured, you're going to buy the wrong policies, and you're going to pay too much.Save to My Web

Why are my insurance rates going up?
MSNBC - Nov 28 8:15 AM
Now that hurricane victims are collecting insurance claims, Wasudeo in Texas wants to know: how come insurance companies raise their rates after a disaster?Save to My Web

Fidelity Information Services Chooses PKWARE's SecureZIP Strong Security to Protect Against Identity Theft
[Press Release] Business Wire via Yahoo! Finance - Nov 29 4:45 AM
MILWAUKEE----Nov. 29, 2005--PKWARE, the leading provider of enterprise solutions for secure and efficient data transfer and storage, today announced that Fidelity Information Services , a division of Fidelity National Financial, Inc. is implementing SecureZIP within their data center to protect sensitive information exchanged with their financial services customers and business partners from Save to My Web

Allstate `Nets` Deal with College Football Stadiums; ``Good Hands`` To Be Featured on Goalpost Nets in College Stadiums
Collegiate Presswire - Dec 01 12:37 AM
NORTHBROOK, Ill.--(BUSINESS WIRE via COLLEGIATE PRESSWIRE)--Aug 30, 2005--College football fans across the country are sure to get a ''kick'' out of a first of its kind advertising program launched today by Allstate Insurance Company.Save to My Web

FEMA disaster relief is still available
Tri-State Media - Dec 01 11:19 PM
Nearly a thousand people have applied for federal assistance following the Nov. 6 tornado that hit portions of Vanderburgh and Warrick counties. The Federal Emergency Management Agency (FEMA) had, as of Tuesday morning, disbursed more than $520,000 in aid.Save to My Web

Fidelity Information Services Named #3 on FinTech 100 List of Top Financial Services Vendors
[Press Release] PR Newswire via Yahoo! Finance - Nov 15 4:30 AM
Fidelity Information Services , a division of Fidelity National Financial, Inc. , announced that American Banker and the research firm Financial Insights have named Fidelity to the FinTech 100, an annual listing of top technology vendors.Save to My Web

State Farm insurance may increase as much as 40 percent for some
Palm Beach Post - Nov 23 7:10 AM
FORT LAUDERDALE, Fla. State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.Save to My Web

Gulf Coast Homeowners' Mortgages Come Due (ABC News)
Homeowners Along Gulf Coast Must Resume Making Mortgage Payments After Grace Period Expires

New Course on Modified Homes Gives Guidelines for Builders, Agents, and Homeowners (Real Estate News)
RISMEDIA, Dec. 5 As the population ages, homeowners and real estate professionals face a challenge: meeting the special needs of people who can't take care of themselves. Things like making bathrooms wheelchair-accessible, or creating space for hired care workers.

Behind on the Mortgage? Keep a Clear Head, says HomeSavers USA
If you are falling behind, be sure to communicate with your lender and describe what caused the problem. They do not want your home. If they won't work with you, contact a reputable housing counselor. Many can help. (PRWEB) October 30, 2005 -- With American job losses exceeding 300,000 from hur

New Orleans Toxic Black Mold Victims - A Disaster of Epidemic Proportions Happening Before Our Eyes
Toxic Black Mold - the media doesn't understand it. Insurance companies refuse to pay for clean up. The poor are forced to live with it. How many innocent people have to get sick or die before we address this problem? (PRWEB) September 20, 2005 -- Is it toxic black mold or mold that's black?

IIAT Survey Shows Improved Conditions in Texas Homeowners, Auto Markets (Insurance Journal)
Independent insurance agents in Texas report improved homeowners insurance coverage and lower premium prices for both homeowners and auto insurance as the year comes to an end. A survey of more th

Paramount Disaster Recovery Provides Hurricane Relief: Hurricane Wilma Victims Can Get Immediate Assistance with Their Hurricane Damage Insurance Claims
Paramount Disaster Recovery Inc. has mobilized its Emergency Response Team. Hurricane Wilma victims can now get immediate assistance with their hurricane damage claims at Paramount’s hurricane-claims.com site. Palos Verdes, CA (PRWEB) November 3, 2005 -- In order to provide relief to Hurrican

Gulf Coast Homeowners' Mortgages Come Due (AP via Yahoo! News)
Like many homeowners around here, Janet Kisling owes a pile of debt on little more than a pile of debris. She has a $1,000-a-month mortgage on a home that is uninhabitable.

Market Place - The Washington Times, America's Newspaper
Condos and Real Estate Homeowners Insurance Night Vision Foreclosures Miami condos and real estate Personals Online Florists Real Estate Online

Friday, December 02, 2005


A $3B bonus for state purse
Miami Herald - Nov 26 6:44 AM
Even after two straight years of hurricanes pounding Florida, state economists on Tuesday delivered good news, telling Gov. Jeb Bush and lawmakers that they will have an extra $3.3 billion to spend in 2006.Save to My Web

Failure to disclose damage irritates
Seattle Times - Nov 26 12:20 AM
Q: The hardwood floors in our new home were advertised as having been "well protected under carpets. " Wrong. They were so damaged by a...Save to My Web

Letter: Shooters are not thinking of actions
Ashland City Times - Nov 23 12:13 AM
When did people start vandalizing property as a means of retaliation, or just something to do? The property damage rate has risen dramatically in Cheatham County over the past few years, and the Cheatham County police force needs to do something about it!Save to My Web

First Person: School-teacher mom expresses thanks for help
Florida Baptist Witness - Nov 17 1:36 PM
I am writing to express my thanks and appreciation for the disaster relief that was given to my son and I from the Florida Baptist Convention. My name is Lori Wade. I live with my nineteen-year-old son in Pensacola, Fla. I teach first grade at Blue Angels Elementary.Save to My Web

Soaring insurance, tax rates raise rents
Sun-Sentinel - Nov 30 12:15 AM
Landlords in South Florida say skyrocketing taxes and insurance costs are forcing them to sell their units or raise rents -- in some cases by several hundred dollars a month.Save to My Web

Why are my insurance rates going up?
MSNBC - Nov 28 8:15 AM
Now that hurricane victims are collecting insurance claims, Wasudeo in Texas wants to know: how come insurance companies raise their rates after a disaster?Save to My Web

New law requires adding sprinklers
Chicago Tribune - Nov 18 3:45 AM
BRIDGEVIEW -- Bridgeview officials approved a new fire-safety ordinance this week requiring that sprinkler systems be installed in all new residential and commercial buildings.Save to My Web

City ISO rating helps insurance rates
Ely Daily Times - Nov 25 10:22 AM
TROY DAULTON The City of Ely Building Department has recently received a favorable rating by ISO, the Insurance Services Office., and the good rating could mean a reduction in insurance ratings for new homes built in 2005 and in the future.Save to My Web

Insurance claims still await action (Miami Herald)
Insurance companies in South Florida are overwhelmed with claims from Hurricane Wilma, leaving thousands of homeowners frustrated because they have yet to see an adjuster and begin repairs.

Gulf Coast Homeowners' Mortgages Come Due (WINK TV Southwest Florida)
OCEAN SPRINGS, Miss. Like many homeowners around here, Janet Kisling owes a pile of debt on little more than a pile of debris. She has a $1,000-a-month mortgage on a home that is uninhabitable.

The Sidekick is the Home Reference Book That Is There When You Need It
Use the Sidekick to organize measurements, d cor, furnishings, fixtures, samples, a record for your insurance info and more for the whole house Oakdale, Minn. (PRWEB) September 16, 2005 -- The only home organizer/reference book of its kind to encompass the whole house, the Sidekick provides homeowne

Gulf Coast Homeowners' Mortgages Come Due (ABC News)
Homeowners Along Battered Gulf Coast Must Resume Mortgage Payments After Grace Period Expires

Fla. Homeowners Likely To Get 11% Insurance Surcharge
News4Jax.com, FL - Nov 10, 2005 For all Floridians with homeowners insurance, an 11 percent assessment would mean that if their premium is $1,000, they would be hit with an extra $110

Aflac claims copyright infringement
Columbus Ledger-Enquirer - Nov 30 12:05 AM
Assurant Inc. advertises the slogan "Our Plans Are Based on Yours" for its health insurance arm Assurant Health. Aflac thinks they've taken that slogan a bit too literally and is suing the company for copyright infringement of insurance policies.Save to My Web

3 costly myths about insurance
MSN Money - Nov 17 6:24 PM
If you believe these popular misconceptions, youre going to be underinsured, you're going to buy the wrong policies, and you're going to pay too much.Save to My Web

Allstate `Nets` Deal with College Football Stadiums; ``Good Hands`` To Be Featured on Goalpost Nets in College Stadiums
Collegiate Presswire - Dec 01 12:37 AM
NORTHBROOK, Ill.--(BUSINESS WIRE via COLLEGIATE PRESSWIRE)--Aug 30, 2005--College football fans across the country are sure to get a ''kick'' out of a first of its kind advertising program launched today by Allstate Insurance Company.Save to My Web

You don't hear what a bargain Florida is anymore
Sun-Sentinel - Nov 15 12:14 AM
"You'll love how cheap it is down here." This was common knowledge. In Florida, we'd find the good life. At cut rates.Save to My Web

Logan County Volunteer Fire Departments Short Staffed
WOWK-TV - Nov 30 3:59 PM
There are only five paid full time firefighters in Logan County and stations that depend on volunteers are desperate for help.Save to My Web

A $3B bonus for state purse
Miami Herald - Nov 26 6:44 AM
Even after two straight years of hurricanes pounding Florida, state economists on Tuesday delivered good news, telling Gov. Jeb Bush and lawmakers that they will have an extra $3.3 billion to spend in 2006.Save to My Web

IIAT Survey Shows Improved Conditions in Texas Homeowners, Auto Markets
Insurance Journal - Dec 01 8:07 AM
Independent insurance agents in Texas report improved homeowners insurance coverage and lower premium prices for both homeowners and auto insurance as the year comes to an end. A survey of more thSave to My Web

THE PILOT LIGHT: Moore Democrats Plan Election
Southern Pines Pilot - Nov 30 5:23 AM
The Moore County Democratic Executive Committee has scheduled a special election meeting Monday to fill two vacant offices. The special election will be held Monday, Dec. 5, at 7 p.m. in Room 103, Van Dusen Hall, Sandhills Community College, according to Mike Cox, third vice chairman.Save to My Web

Another rate hike looms
Sarasota Herald-Tribune - Nov 30 1:46 AM
Customers of Citizens Property Insurance Corp. who just got hit with a double-digit rate increase should get ready for round two. The state-run insurer of last resort has released proposed numbers for a second rate hike that's larger than the one approved this month.Save to My Web

State Farm Home Premiums to Rise
The Ledger - USLocalNews State Farm Home Premiums to Rise Customers of State Farm Florida will pay more for homeowners' insurance next year.The Florida Office of Insurance Regulation has approved the company's

What are my insurance rates going up?
MSNBC - Nov 26, 2005 t have to. State Farm recently got approval for an average 8.6 percent increase in homeowners insurance in Florida. Allstate, on

Pennsylvania Department of Environmental Protection: Enhanced Web
Yahoo! News (press release) - Oct 31, 2005 "Most homeowners' insurance policies do not cover damage caused by Mine subsidence insurance also is available through some homeowners' insurance agents.

Hillside stability issue for condos
Cincinnati Enquirer, OH - Nov 29, 2005 Bailey, an attorney who has worked on insurance cases, said homeowners' insurance won't cover residents should they lose their home to a landslide.

Identity-theft insurance? It's here
The Wichita Eagle, KS - Nov 19, 2005 BY DEB GRUVER. But because identity theft is such a growing crime, Barnett recently bought identity-theft coverage on his Allstate homeowners insurance policy.

County could help uninsured residents with debris removal
Orange Leader, TX - Nov 30, 2005 Orange County officials want to know about any homeowner who had property severely damaged by Hurricane Rita and is not covered by homeowners insurance.

Wilma s Bill: $30 Mil
The Bahama Journal, Bahamas - Nov 22, 2005 million. Meanwhile, the government has said it is working aggressively to rebuild homes for residents who had no homeowners insurance.

Taylor Lake's insurance rating drops
The Citizen - online, TX - Nov 2, 2005 Taylor Lake Village residents can now save an average of $150 per year on their homeowners' insurance, thanks to the work of Councilman Mark Sheridan.

A common-sense solution to windstorm insurance
Miami Herald, FL - Nov 10, 2005 They should not allow rigid thinking to continue to get in the way of a common-sense, nonpartisan approach to the growing homeowners-insurance crisis.

Proper Home Maintenance Is the Best Defense Against Mold, Says the
Community Dispatch (press release) - Nov 28, 2005 Mold, like rot and insect infestation, is generally not covered by a homeowners insurance policy, says the III Standard homeowners policies provide coverage

Seibels Bruce Provides ISO HomeValue To Catawba Insurance
[Press Release] Business Wire via Yahoo! Finance - Nov 29 6:23 AM
BOSTON----Nov. 29, 2005--ISO and AIR Worldwide Corporation announce the implementation of ISO HomeValue by The Seibels Bruce Group, Inc. ISO HomeValue is a web-based residential replacement cost estimator that can be integrated into virtually any underwriting or policy-quoting system.Save to My Web

War brewing over insurance coverage
CNN Money - Nov 18 5:34 AM
There's a war brewing in the insurance industry.Save to My Web

Insurance prices stabilize, Fox-Pitt, Kelton says
Market Watch - Nov 16 1:41 PM
SAN FRANCISCO (MarketWatch) - Insurance prices have stabilized after a period of declines, boosting the earnings prospects of companies in the industry, according to a Fox-Pitt, Kelton survey released on Wednesday.Save to My Web

Mt. Washington Group Plan Offers Savings for N.H. CPAs
Insurance Journal - Nov 29 10:03 PM
Mt. Washington Assurance Corporation announced its new group automobile program for the New Hampshire Society of Certified Public Accountants (NHSCPA), a statewide professional association for nearlySave to My Web

Habitat to provide 10 homes in Spencer
The Oklahoman - Nov 26 5:23 AM
Nov 26, 2005: SPENCER - Ten families will move into new homes next summer, thanks to the Habitat for Humanity program.Save to My Web

Gulf Coast Homeowners' Mortgages Come Due (ABC News)
Homeowners Along Battered Gulf Coast Must Resume Mortgage Payments After Grace Period Expires

Gulf Coast Homeowners' Mortgages Come Due (ABC News)
Homeowners Along Gulf Coast Must Resume Making Mortgage Payments After Grace Period Expires

Along the battered Gulf Coast, homeowners face mortgage payments (The Daily Comet)
Like many homeowners around here, Janet Kisling owes a pile of debt on little more than a pile of debris. She has a $1,000-a.m.onth mortgage on a home that is uninhabitable.

Gulf Coast Homeowners' Mortgages Come Due (WINK TV Southwest Florida)
OCEAN SPRINGS, Miss. Like many homeowners around here, Janet Kisling owes a pile of debt on little more than a pile of debris. She has a $1,000-a-month mortgage on a home that is uninhabitable.

Don't get caught short on home insurance (Market Watch)
NEW YORK (MarketWatch) -- Property insurance can be a tricky subject. For homeowners, it can be especially vexing because of the wide variety of coverage you may need, from structural insurance to insuring contents.

Chicago Sun-Times - Terry Savage
why you buy homeowners or auto insurance well in advance of a catastrophe. Statistics say there's a good chance your marriage will fail. So it pays to

Declarations and Exclusions
policies are written on what used to be called an "all risks" basis (before clever insurance litigators and some courts started taking that

Insurance Info And Quotes
10News.com - InsWeb makes it easy to compare quotes from leading homeowners insurance companies. Find out how much you can save

State Farm Insurance may hike rates up to 40 percent
10 News - Fort Lauderdale, Florida - State Farm Florida Insurance has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.

UPDATE: Insurance Prices Stabilize, Fox-Pitt, Kelton Says
Morningstar.com - Auto insurance prices were roughly flat, while homeowners insurance rates were up 4%, an acceleration from 2% growth six

City ISO rating helps insurance rates
Ely Daily Times - Building Department are eligible for a reduction in their homeowners insurance. Birch said that there were several homes

Should country foot storm insurance tab? (MSN Video)
MSNBC - For some homeowners insurance rates have more than double

State Farm seeks rate hike
keynoter-dot-com - By Associated Press Posted-Friday, November 25, 2005 4:55 PM EST Email this story Print this story Company says the hurricanes not only reason State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.The increase

Help storm victims
Orlando Sentinel - thereby avoiding an 11 percent increase on our homeowners insurance premiums. I don't want to pay any more than I have to for my homeowners insurance. However, some of the

Logan County Volunteer Fire Departments Short Staffed
WOWK - It could cause delay in response times and homeowners insurance could rise

Power surge zaps houses
Great Falls Times - a $7,000 claim with her homeowners insurance company. This time, her appliances blew, along broken electronics, Anderson said, while homeowners insurance will handle claims if an

City gets improved fire insurance rating, homeowners will benefit
Robertson County Times, TN - Nov 2, 2005 Hendersonville residents may see a drop in their homeowners insurance premiums next year, as the city s fire department has received a reduced insurance

Better shop around
Fort Worth Star Telegram, TX - Nov 21, 2005 more -- just by shopping around. Texas has had the highest homeowners insurance rates in the nation in recent years. As a result of

After storm, some feel insurers hung them out to dry
Dallas Morning News (subscription), TX - Nov 13, 2005 "Flood damage is, typically, not covered by a homeowners insurance policy," said Jerry Johns, president of Southwestern Insurance Information Service in Austin

Homeowners Insurance 101
juiceenewsdaily, AL - Oct 28, 2005 (JND) - Home insurance, or homeowners insurance, is an insurance policy that combines insurance on the home, its contents, loss of use (additional living

Quincy Mutual Selects ISO HomeValue as its New Residential
Business Wire (press release), CA - Nov 7, 2005 Quincy Mutual Fire Insurance Company was established in 1851 and is a leading writer of homeowners insurance in the northeast with 200,000 policyholders.

Education right is not about quality
St. Petersburg Times, FL - Nov 17, 2005 another. The annual premium on my homeowners insurance has increased from $504 in June 2003 to $2,218 this year. I am with Citizens.

Attention Texans: Shop for Insurance, Make Marketplace Work for
PR Newswire (press release), NY - Nov 30, 2005 doing business in Texas and some insurers recently filed rates with the Texas Department of Insurance reflecting rate reductions for homeowners insurance of up

Problem not just regional
Sun-Sentinel.com, FL - Nov 7, 2005 Insurance companies need to pay more attention to the needs of their customers and homeowners must become more involved in demanding changes in the current

Steep rate hikes coming, insurers warn
Providence Journal (subscription), RI - Nov 19, 2005 Insurance industry executives and regulators are warning of significant premium hikes for homeowners' insurance nationwide -- including double-digit-percentage

Thursday, December 01, 2005


MetLife Auto & Home(R) Named among Best in Customer Satisfaction
Business Wire (press release), CA - Nov 16, 2005 for delivering customer satisfaction to homeowners, according to JD Power and Associates' annual 2005 National Homeowners Insurance Satisfaction Study on the

First round of annexations pass
Robertson County Times, TN - Nov 26, 2005 Kevin Koder, also a resident of Arrowhead said he had checked with his insurance company and found that his homeowners insurance would not be effected by the

Florida CFO says new building code, catastrophe funds needed
Fort Lauderdale Sun Sentinel, FL - Nov 7, 2005 The ideas were among several state and federal initiatives Gallagher said were needed as Florida faces skyrocketing homeowners insurance increases and the

Navigating Through Insurance Options: Homeowners Insurance
Feature Xpress (press release) - Nov 28, 2005 (Phillipsburg, KS) November 28, 2005 While most people realize the importance of having homeowner's insurance, for many people, understanding the complex

Insurers Challenge Delaware Curb on Use of Claims History in
Insurance Journal - Nov 1, 2005 Insurers are challenging a Delaware regulation that limits their ability to base homeowners insurance underwriting decisions on insureds' past claims history.

Fla. Homeowners Likely To Get 11% Insurance Surcharge
News4Jax.com, FL - Nov 10, 2005 For all Floridians with homeowners insurance, an 11 percent assessment would mean that if their premium is $1,000, they would be hit with an extra $110

Fidelity Information Services Chooses PKWARE's SecureZIP Strong
Business Wire (press release), CA - Nov 29, 2005 FNF is also provider of specialty insurance products, including flood insurance, homeowners insurance and home warranty insurance.

Taylor Lake's insurance rating drops
The Citizen - online, TX - Nov 2, 2005 Taylor Lake Village residents can now save an average of $150 per year on their homeowners' insurance, thanks to the work of Councilman Mark Sheridan.

Insurance Company Approves Rate Increase
Tampa Tribune, FL - Nov 17, 2005 Florida. It was created by the state to provide homeowners insurance coverage to people who could not find it on the private market.

Who Needs Flood Insurance?
Kiplinger.com, DC - Nov 15, 2005 Is it true that some hurricane damage might not be covered by homeowners insurance because flooding is excluded? Should I get flood

State Farm seeks rate hike
keynoter-dot-com - By Associated Press Posted-Friday, November 25, 2005 4:55 PM EST Email this story Print this story Company says the hurricanes not only reason State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.The increase

3 costly myths about insurance
MSN Money - Nov 17, 2005 You want your homeowners insurance to be there if your house ever burns down, for example, since you probably don t have enough savings to rebuild your home

City ISO rating helps insurance rates
Ely Daily Times - Nov 25 10:22 AM
TROY DAULTON The City of Ely Building Department has recently received a favorable rating by ISO, the Insurance Services Office., and the good rating could mean a reduction in insurance ratings for new homes built in 2005 and in the future.Save to My Web

Senator peppered with complaints
St. Petersburg Times - Nov 29 4:00 PM
At a town meeting, U.S. Sen. Bill Nelson told residents he was trying to solve their problems.Save to My Web

Sandwich seniors learn of prescription program
The Beacon News - Nov 20 1:24 AM
SANDWICH Ziv Sabin says the new Medicare prescription drug coverage program is akin to auto or home insurance.Save to My Web

GoDaddy.com
GorilaX - Nov 16 4:59 PM
Free & Easy Quotes. 100+ Companies Compare & Save on Insurance Now! Smart Money Management from Ameriprise Financial Advisors. How Much Could You Save? Get 3 Free Home Insurance Quotes!Save to My Web

Panel attempts to refocus attention on quake relief
The Dartmouth - Nov 15 5:20 AM
With the tsunami last December and Hurricanes Katrina and Rita, the Oct. 6 earthquake in Pakistan and Kashmir threatens to be lost in the shuffle, despite having killed at least 87,000 people. Members of the Asia Relief committee, led by education ...Save to My Web

Local residents getting a lesson in Homeowners Insurance 101
Southwest Daily News - Nov 14 10:11 PM
Sulphur residents who may have never filed an insurance claim before found themselves scrambling after Hurricane Rita. For many of us it was hard to know where to begin.Save to My Web

County could help uninsured residents with debris removal
Orange Leader, TX - 23 hours ago Orange County officials want to know about any homeowner who had property severely damaged by Hurricane Rita and is not covered by homeowners insurance.

Back home: despair and determination
Austin American-Statesman (subscription), TX - Nov 24, 2005 bedroom house. His wife inherited the place from her family, and the couple had homeowners' insurance but no flood insurance. Standard

12 steps to help save money on your homeowners insurance
WIS, SC - Nov 17, 2005 Homeowners insurance does not cover flood-related damage. So don't include its value in deciding how much homeowners insurance to buy.

Fire chiefs readying departments for review
Texarkana Gazette, TX - Nov 26, 2005 Office ratings reviewed. A department s ISO rating is a factor in determining the cost of homeowners insurance in a city. The lower

Winter coming - find gutter guards
Kinston Free Press, NC - Nov 24, 2005 Activity at your home also will reduce the likelihood that it will be burglarized. For more information on homeowners insurance, visit http://www.iii.org.

First Person: School-teacher mom expresses thanks for help
Florida Baptist Witness, FL - Nov 17, 2005 The adjuster for our homeowners insurance came out and led me to believe I would receive some type of compensation for the damages.

Another rate hike looms
Sarasota Herald-Tribune, FL - Nov 30, 2005 policyholders -- including more than 50,000 in Sarasota, Manatee and Charlotte counties -- could pay hundreds of dollars more for homeowners insurance in the

FEMA disaster relief is still available
Warrick Publishing, IN - 18 hours ago People with homeowners insurance should still apply to FEMA, though the process may take a little longer while insurance adjusters assess the total damage

Taylor Lake's insurance rating drops
The Citizen - online, TX - Nov 2, 2005 Taylor Lake Village residents can now save an average of $150 per year on their homeowners' insurance, thanks to the work of Councilman Mark Sheridan.

Education right is not about quality
St. Petersburg Times - Re: Will we never learn real value of human life? Nov. The annual premium on my homeowners insurance has increased from $504 in June 2003 to $2,218 this year

Logan County Volunteer Fire Departments Short Staffed
WBOY - It could cause delay in response times and homeowners insurance could rise

Should country foot storm insurance tab? (MSN Video)
MSNBC - For some homeowners insurance rates have more than double

Homeowners face 2nd bill to bail out insurer
Palm Beach Interactive - Klein, D-Boca Raton, introduced a consumer-friendly homeowners insurance reform bill with provisions similar to ones

City ISO rating helps insurance rates
Ely Daily Times - Building Department are eligible for a reduction in their homeowners insurance. Birch said that there were several homes

Campaign encourages comparison shopping for insurance
Austin Business Journal - filed rates with the Texas Department of Insurance reflecting rate reductions for homeowners insurance of up to 14.5%.

Power surge zaps houses
Great Falls Times - a $7,000 claim with her homeowners insurance company. This time, her appliances blew, along broken electronics, Anderson said, while homeowners insurance will handle claims if an

Is your home sitting over an abandoned mine?
Clarion News - way,' DEP Secretary Kathleen McGinty said. ' Most homeowners' insurance policies do not cover damage caused by subsidence

Seibels Bruce Provides ISO HomeValue To Catawba Insurance
Business Wire via Yahoo! - BOSTON--(BUSINESS WIRE)--Nov. 29, 2005--ISO and AIR Worldwide Corporation announce the implementation of ISO HomeValue(TM) by The Seibels Bruce Group, Inc. companies that offer commercial, nonstandard automobile and homeowners insurance. In addition, Seibels Bruce offers

Identity-theft insurance? It's here
Wichita Eagle - Mac Barnett doesn't think he'll ever become the victim of identity theft. He's careful, 'old-school,' he says, with his personal and financial information. bought identity-theft coverage on his Allstate homeowners insurance policy. The coverage gives him access to people

Woe betide the uninsured: Few homeowners have flood policy
Boston Herald - of the recent precipitation left your basement flooded, homeowners insurance probably wont help thought: No problem, I have homeowners insurance, said James, whose basement filled

Biographical information on Miami Mayor Manny Diaz
AP via Florida Times-Union - former chairman of investment committee of Florida homeowners insurance board. FAMILY: Wife, Robin Smith; four children

Woe betide the uninsured: Few homeowners have flood policy
Boston Herald - of the recent precipitation left your basement flooded, homeowners insurance probably wont help thought: No problem, I have homeowners insurance, said James, whose basement filled

Biographical information on Miami Mayor Manny Diaz
AP via Florida Times-Union - former chairman of investment committee of Florida homeowners insurance board. FAMILY: Wife, Robin Smith; four children

Home insurance rates likely to drop with new fire station
Henderson Daily News - 8220We cannot ask ISO to come grade us until the station is complete, City Manager Greg Smith told the council during its regularly scheduled meeting Tuesday night. Henderson homeowners will be thankful when their homeowners insurance rates go down after city council members awarded

Insurers are ready to pass hurricane costs along to you
Kansas City Star - The big hurricanes have passed for now, but the battle over insurance rates and coverage is just beginning. warning of significant premium hikes for homeowners insurance nationwide including double-digit-percentage increases in

MetLife Auto & Home(R) Named among Best in Customer Satisfaction
Finanzen.net, Germany - Nov 16, 2005 four. JD Power and Associates based its study on responses from 9,040homeowners insurance policyholders across the country. The

State Farm Insurance May Hike Some Rates
Los Angeles Times, CA - Nov 23, 2005 By Associated Press. FORT LAUDERDALE, Fla. State Farm Florida Insurance Co., Florida's largest home insurer, has been given approval

Citizens Property seeks 11% rate increase for homeowners insurance
Fort Lauderdale Sun Sentinel, FL - Nov 9, 2005 By Kathy Bushouse. Representatives of Citizens Property Insurance Corp. said the company will have to levy an 11% assessment against

Erie Indemnity Reports Third Quarter 2005 Results
PR Newswire (press release), NY - Nov 2, 2005 April 2005. In 2006, the Company anticipates implementing additional pricing segmentations in auto and homeowners insurance. The

Insurer's troubles may cost you
Tallahassee Democrat, FL - Nov 10, 2005 re hit with more claims than they can pay - says Wilma could force it to levy its own assessment, which would further drive up homeowners insurance and also

Fire Insurance Rating Improves At Dallas Bay
The Chattanoogan, TN - Nov 28, 2005 The big savings are to those homeowners, whom are outside the 1,000 foot boundary of a fire hydrant, and paying homeowners insurance at an ISO 9 rating.

FEMA disaster relief is still available
Warrick Publishing, IN - 10 hours ago People with homeowners insurance should still apply to FEMA, though the process may take a little longer while insurance adjusters assess the total damage

Pennsylvania Department of Environmental Protection: Enhanced Web
Yahoo! News (press release) - Oct 31, 2005 "Most homeowners' insurance policies do not cover damage caused by Mine subsidence insurance also is available through some homeowners' insurance agents.

Pennsylvania business news in brief
Scranton Times, PA - Oct 31, 2005 Homeowners can use the information to determine whether they need mine subsidence insurance. "Most homeowners' insurance policies do not cover damage caused by

Service pays off for BN insurers
Bloomington Pantagraph, USA - Nov 10, 2005 Country Insurance and State Farm also received high marks for homeowners insurance, ranking No. 1 and No. 3, respectively, in complaint-per-premium ratios.

First Person: School-teacher mom expresses thanks for help
Florida Baptist Witness, FL - Nov 17, 2005 The adjuster for our homeowners insurance came out and led me to believe I would receive some type of compensation for the damages.

Insurance industry leaders call for reform
Jacksonville Business Journal, FL - Nov 23, 2005 The insurance experts said growth in Southeastern states is driving up demand for homeowners' insurance in areas prone to wind damage and flooding.

Identity-theft insurance? It's here
The Wichita Eagle, KS - Nov 19, 2005 BY DEB GRUVER. But because identity theft is such a growing crime, Barnett recently bought identity-theft coverage on his Allstate homeowners insurance policy.

Citizens Property seeks 11% rate increase for homeowners insurance
Orlando Sentinel, FL - Nov 9, 2005 By Kathy Bushouse | Sun-Sentinel.com. Representatives of Citizens Property Insurance Corp. said the company will have to levy an

Senator peppered with complaints
St. Petersburg Times - Nov 29 4:00 PM
At a town meeting, U.S. Sen. Bill Nelson told residents he was trying to solve their problems.Save to My Web

Logan County Volunteer Fire Departments Short Staffed
WOWK-TV - 1 hour, 0 minute ago
There are only five paid full time firefighters in Logan County and stations that depend on volunteers are desperate for help.Save to My Web

Shaw bill calls for federal disaster insurance fund
Boca Raton News - Nov 18 10:05 PM
U.S. Rep. E. Clay Shaw (R-Fort Lauderdale) has joined fellow Floridian U.S. Rep. Ginny Brown-Waite (R-Brooksville) in introducing a bill called the Homeowners Insurance Protection Act of 2005.Save to My Web

Wednesday, November 30, 2005


Another rate hike looms
Sarasota Herald-Tribune - Nov 30 1:46 AM
Customers of Citizens Property Insurance Corp. who just got hit with a double-digit rate increase should get ready for round two. The state-run insurer of last resort has released proposed numbers for a second rate hike that's larger than the one approved this month.Save to My Web

GMAC Real Estate Awards New Las Vegas Franchise to Local Industry Veteran Dave Crete
[Press Release] Business Wire via Yahoo! Finance - Nov 17 8:35 AM
LAS VEGAS----Nov. 17, 2005--GMAC Real Estate, one of North America's leading real estate firms, announced that it has awarded a franchise to Dave Crete, a respected real estate industry veteran in Las Vegas' bustling real estate market.Save to My Web

Insurer seeks rate increase
Bradenton Herald - Nov 18 12:05 AM
Citizens Property Insurance Corp. plans to ask if it can raise all Florida homeowners rates by at least 15.4 percent, but the company board's chairman said Thursday that still isn't high enough to pay for the risk it faces because of hurricanes.Save to My Web

Fire Insurance Rating Improves At Dallas Bay
The Chattanoogan, TN - Nov 28, 2005 The big savings are to those homeowners, whom are outside the 1,000 foot boundary of a fire hydrant, and paying homeowners insurance at an ISO 9 rating.

Hurricanes Could Raise Homeowners Insurance Premiums in Fla. 40
AXcess News, NV - Nov 24, 2005 hike and in Miami-Dade County, State Farm Florida Insurance Company policy holders are looking at a 37.5 percent increase in their homeowners insurance rate.

Fidelity Information Services Chooses PKWARE's SecureZIP Strong
Business Wire (press release), CA - Nov 29, 2005 FNF is also provider of specialty insurance products, including flood insurance, homeowners insurance and home warranty insurance.

Howard Goodman
Sun-Sentinel.com, FL - Nov 14, 2005 of $516 million. To help pay for it, everyone else with homeowners insurance paid $68 on each $1,000 of premium. The deficit after

Is your home sitting over an abandoned mine?
Clarion News, PA - Nov 15, 2005 "Each year, we see homes crack, tilt or collapse as old mine workings give way," DEP Secretary Kathleen McGinty said. "Most homeowners insurance policies do

Insurer's troubles may cost you
Tallahassee Democrat - force it to levy its own assessment, which would further drive up homeowners insurance and also affect auto insurance

Senator hears drug benefit concerns
St. Petersburg Times - the co-pays for the Medicare drug benefit, homeowners insurance rates, the assessments that come from the Citizens

State Farm insurance may increase as much as 40 percent for some
WFOR - has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida

Should country foot storm insurance tab? (MSN Video)
MSNBC - For some homeowners insurance rates have more than double

Horace Mann and The Abraham Lincoln Presidential Library Offer Fellowships for Educators
WKRN - educators' financial needs -- provides auto and homeowners insurance, retirement annuities, life insurance and other

State Farm's $9-billion blow
ChicagoBusiness.com - Total losses in Louisiana for its homeowners insurance unit, State Farm Fire & Casualty Co

Taylor Lake's insurance rating drops
Clear Lake Citizen - Taylor Lake's insurance rating drops By: DANA BURKE, Citizen Staff11/02/2005 Taylor Lake Village residents can now save an average of $150 per year on their homeowners' insurance, thanks to the work of Councilman Mark Sheridan. public protection class is used to determine homeowners' insurance premiums, Sheridan said

State Farm raising rates
Venice Gondolier - By Dan Mearns Staff Writer State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.

State Farm seeks rate hike
keynoter-dot-com - By Associated Press Posted-Friday, November 25, 2005 4:55 PM EST Email this story Print this story Company says the hurricanes not only reason State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.The increase

Is your home sitting over an abandoned mine?
Clarion News - way,' DEP Secretary Kathleen McGinty said. ' Most homeowners' insurance policies do not cover damage caused by subsidence

Homeowners face 2nd bill to bail out insurer
Palm Beach Interactive - Klein, D-Boca Raton, introduced a consumer-friendly homeowners insurance reform bill with provisions similar to ones

Insurers Challenge Delaware Curb on Use of Claims History in
Insurance Journal - Nov 1, 2005 Insurers are challenging a Delaware regulation that limits their ability to base homeowners insurance underwriting decisions on insureds' past claims history.

Taylor Lake's insurance rating drops
Clear Lake Citizen - Taylor Lake's insurance rating drops By: DANA BURKE, Citizen Staff11/02/2005 Taylor Lake Village residents can now save an average of $150 per year on their homeowners' insurance, thanks to the work of Councilman Mark Sheridan. public protection class is used to determine homeowners' insurance premiums, Sheridan said

Insurance firms warn of hefty increases after hectic storm season
Arkansas Democrat-Gazette - WASHINGTON The big hurricanes have passed for now, but the battle over insurance rates and coverage is just beginning. of significant premium increases for homeowners insurance nationwide including doubledigit-percentage increases in

A common-sense solution to windstorm insurance
Miami Herald, FL - Nov 10, 2005 They should not allow rigid thinking to continue to get in the way of a common-sense, nonpartisan approach to the growing homeowners-insurance crisis.

Fire chiefs readying departments for review
Texarkana Gazette, TX - Nov 26, 2005 Office ratings reviewed. A department s ISO rating is a factor in determining the cost of homeowners insurance in a city. The lower

Insurance Industry Leaders at CSC Conference Call for Reform in
PR Newswire (press release), NY - Nov 22, 2005 a more comprehensive approach to addressing these risks." Unprecedented growth in Southeastern states is driving up demand for homeowners' insurance in areas