Saturday, December 24, 2005


Trust has erased comfortable lifestyle
Fayetteville Observer - Dec 16 2:42 AM
Joye Graham, who is 84, bought a new battery for her hearing aid before she went to court Thursday. She wanted to hear everything that Anthony Allen had to say. Allen pleaded guilty in Cumberland County Superior Court to 85 counts of obtaining property by false pretenses.Save to My Web

Horace Mann Lowers Auto Rates for North Dakota Educators
The Auto Channel - Dec 21 3:13 PM
SPRINGFIELD, Ill., Dec. 21, 2005 -- Horace Mann Educators Corp. announced it has lowered auto insurance rates in North Dakota an average of 7.0 percent effective Jan. 16, 2006. The rate reductions apply to customers and prospects who are members of the education community.Save to My Web

Horace Mann Lowers Auto Rates for Utah Educators
[Press Release] PR Newswire via Yahoo! Finance - Dec 21 8:03 AM
Horace Mann Educators Corp. announced it has lowered auto insurance rates in Utah an average of 4.4 percent effective Oct. 16, 2005.Save to My Web

Katrina aid package would help homeowners
djournal.com - Dec 20 5:49 AM
TUPELO - Some evacuees from the ravages of Hurricane Katrina have mixed but good feelings about a bill pending in Congress that could establish grants of up $150,000 for people whose Gulf Coast homes were severely damaged by the storm.Save to My Web

Horace Mann Lowers Auto Rates for Alabama Educators
[Press Release] PR Newswire via Yahoo! Finance - Dec 21 8:52 AM
Horace Mann Educators Corp. announced it has lowered auto insurance rates in Alabama effective Nov. 16, 2005.Save to My Web

12-11-2005 Jan Alford opens State Farm Agency
Plainview Daily Herald - Dec 10 9:23 PM
Jan Alford has opened a State Farm Insurance agency at 500 Dallas, the former location of Gary Butler State Farm. An open house will be held at 11 a.m. Friday.Save to My Web

Journalism That Changed America
Poynter Institute - Dec 22 1:32 PM
Gene Patterson, the former editor of the St. Petersburg Times and a sort of patron saint around The Poynter Institute, urged journalists "don't just make a living, make a mark" with their work.Save to My Web

Horace Mann Lowers Auto Rates for Texas Educators
The Auto Channel - Dec 21 3:13 PM
SPRINGFIELD, Ill., Dec. 21, 2005 -- Horace Mann Educators Corp. announced it has lowered auto insurance rates in Texas effective Sept. 16, 2005. The rate reductions apply to customers and prospects who are members of the education community.Save to My Web

Loan Protector's EasyData(SM) Streamlines Insurance Tracking for Lenders
[Press Release] Business Wire via Yahoo! Finance - Dec 19 7:00 AM
SOLON, Ohio----Dec. 19, 2005--Loan Protector, a leading independent outsourcer of servicing technology and services, announced the renaming of its EasyLink product to EasyData to better describe the product's attributes.Save to My Web

Helping out one of their own
Dallas Morning News - Dec 21 6:56 AM
This is a holiday of giving for John and Trudy Voigt and their two children, who recently lost everything in a Plano house fire.Save to My Web

Horace Mann Lowers Auto Rates for Utah Educators
The Auto Channel - Dec 21 3:15 PM
SPRINGFIELD, Ill., Dec. 21, 2005 -- Horace Mann Educators Corp. announced it has lowered auto insurance rates in Utah an average of 4.4 percent effective Oct. 16, 2005. The rate reductions apply to customers and prospects who are members of the education community.Save to My Web

Homeowner insurance bills to soar in state
New Orleans Times-Picayune - Dec 16 1:15 PM
BATON ROUGE -- Hurricane Katrina delivered a strong punch to Louisiana this summer, and now its impact on a state insurance fund will deal a double blow to homeowners' insurance premiums statewide for the next quarter century.Save to My Web

New Legislation Would Protect Homeowners From Sinkhole Damage
NewsChannel5.com, TN - Dec 15, 2005 it and the insurance company evidently does not plan to do anything about it, so I think we need it in the law that homeowners insurance companies cover

Purchasing Flood Insurance Now Can Help Reduce Financial Woes
WebWire (press release), GA - Dec 9, 2005 Many victims along the Mississippi coast and well inland were unaware that their homeowners insurance does not cover flood damage.

Untangling the Medicare drug benefit
Fort Worth Star Telegram, TX - Dec 18, 2005 Ragland said. "That's like saying 'My current house is not on fire so why do I need homeowners insurance?'" she said. Ragland recommends

Attention Texans: Shop for Insurance, Make Marketplace Work for
Yahoo! News (press release) - Nov 30, 2005 doing business in Texas and some insurers recently filed rates with the Texas Department of Insurance reflecting rate reductions for homeowners insurance of up

Cleaning up after most crimes is left to private sector
Arkansas Democrat-Gazette (subscription), AR - Dec 18, 2005 is disposed of safely. Most homeowners insurance will cover the cleanup after a deductible is paid, Grubbs said. And the Arkansas

Parade ends doubts about future of our nation
St. Petersburg Times, FL - Dec 13, 2005 That was very nice of him, but I wanted to file a complaint for being unfairly billed on my homeowners insurance by a state-run agency. I was told I could not.

Untangling the Medicare drug benefit
Fort Worth Star Telegram, TX - Dec 18, 2005 Ragland said. "That's like saying 'My current house is not on fire so why do I need homeowners insurance?'" she said. Ragland recommends

Fire Insurance Rating Improves At Dallas Bay
The Chattanoogan, TN - Nov 28, 2005 The big savings are to those homeowners, whom are outside the 1,000 foot boundary of a fire hydrant, and paying homeowners insurance at an ISO 9 rating.

A Good Policy
Forbes - Nov 23, 2005 Check your homeowners insurance policy every few years to see if it's still good enough, given building costs in your area; check annually if the home is worth

Attention Texans: Shop for Insurance, Make Marketplace Work for
Yahoo! News (press release) - Nov 30, 2005 doing business in Texas and some insurers recently filed rates with the Texas Department of Insurance reflecting rate reductions for homeowners insurance of up

A VERY FEMA CHRISTMAS
Times Picayune, LA - Dec 17, 2005 required it. "Honestly, it was a blessing in disguise," he said. Homeowners insurance will kick in as well, eventually. "I got a

Storms driving up insurance rates
The Daily Advertiser, LA - Dec 15, 2005 After that year-long increase expires, you'll have a 10 percent hike for the next 25 years to cover bonds the high-risk homeowners' insurance pool is selling

Building, labor costs go through the roof
Times Picayune, LA - Dec 15, 2005 Leading homeowners insurance companies say they'll make every effort to replace what policyholders lost -- if they have the right policies for coverage.

It s winter time to protect your home
Quad City Times, IA - Dec 4, 2005 Water damage and freezing account for almost 22 percent of all homeowners insurance claims, and average $4,024 per claim, according to the Insurance

Storms driving up insurance rates
News-Star - BATON ROUGE -- Look for your insurance premiums to go up an average of 15 percent next year to help the state-backed Citizens Insurance Plan rebuild its emergency stash after hurricanes Katrina and Rita. After that year-long increase expires, you'll

Putting on a festive face
Fort Lauderdale Sun-Sentinel - Click here or call 1-877-READ-SUN. No one could accuse these insurance agents of being stodgy. At least not this holiday season. From a hurricane holiday display to "Whoville," a Boca Raton insurance agency is putting on a festive face for Christmas

Take action against devastating insurance rate hikes
St. Petersburg Times - Re: Citizens asks for huge hike, Dec. 16. In my work with families that have children with disabilities, it is common knowledge that those families struggle financially when, as so often is the case, one parent (usually the mother) must give up her

Katrina survivors left in the lurch
Pioneer Press - ATLANTA - Phyllis Jackson-Agee thought she'd done everything she was supposed to do. The New Orleans Realtor had flood insurance as well as

When a big wind fells the fence, who pays?
Columbus Ledger-Enquirer - Q We moved to our current house three years ago. There was a big willow tree in our back yard. Because the tree is very close to the fence between our house and our backyard neighbor, the fence has been lifted up little by little by the root of the

Storm victims can get help with insurance mediation
KATC 3 - BATON ROUGE, La. Louisiana hurricane victims unhappy with claims settlements offered by their

Insurance squabble delays cemetery cleanup
Shreveport Times - Light rain won't delay a Christmas luminary planned for 5:30 p.m. today in Forest Park Cemetery on St. Vincent Avenue, just south of Claiborne Avenue, in Shreveport. But in the event of heavy rain, an alternate date will be announced. There's a 50

Delta Now Offering Dental Insurance to AARP Members in 48 States
Senior Journal - Dec. 14, 2005 The Delta Dental insurance plan managed through AARP Services has now opened for business to AARP members in 10 new states bringing the total to 48 states and the District of Columbia. Sold as the AARP Dental Insurance Plan, it

AARP Dental Insurance Plan Now Available in Ten More States
dBusinessNews.com - New York: The New Germany Fund, Inc. Announces Distribution NEW YORK -- The New Germany Fund, Inc. New York: The New York Times Announces Promotions of Top Marketing Executives NEW YORK -- The New York Times today announced New York: Take-Two

Untangling the Medicare drug benefit
Fort Worth Star-Telegram - Every time he walks into a retirement center to talk about the new Medicare prescription drug benefits, Tom Williamson braces for a tough crowd. "I can feel the frustration and anger," said Williamson, a senior citizen who volunteers with the Area

Loan Protector's EasyData(SM) Streamlines Insurance Tracking for
Business Wire (press release), CA - Dec 19, 2005 EasyData has saved lenders time and money by providing up-to-date, digital homeowners insurance information from more than 85 insurance carriers.

Katrina survivors left in the lurch
Fort Worth Star Telegram, TX - Dec 18, 2005 By ANNA VARELA. The New Orleans Realtor had flood insurance as well as homeowners insurance on her house a few blocks from Lake Pontchartrain.

Sober advice for the holiday season
Bristol Phoenix, RI - Dec 6, 2005 They're going to get every penny of homeowners insurance you have; then they're going to go after everything else you have to make up the difference" if your

Building, labor costs go through the roof
Times Picayune, LA - Dec 15, 2005 Leading homeowners insurance companies say they'll make every effort to replace what policyholders lost -- if they have the right policies for coverage.

Focus on building economy
Clinton Herald, IA - Dec 12, 2005 insurance coverage to reduce premium costs and many others have reduced or eliminated other insurance coverage, such as life, disability or homeowners insurance

Consumers Underinsured for Major Life, Work Events, Survey Shows
PR Newswire (press release), NY - Dec 20, 2005 since 2003 -- including a structural change such as adding a room, porch or deck -- nearly 40 percent had not updated their homeowners insurance, or weren't

Parents could risk own credit for kids
Inland Valley Daily Bulletin - By Evan Pondel, Staff Writer Ryan Sanden was ready to move out of his parents' home, but he didn't want to pay rent - something he considered a waste of money. Still in his early 20s, Sanden hadn't saved enough yet to make a down payment on the small

Insurance squabble delays cemetery cleanup
Shreveport Times - Light rain won't delay a Christmas luminary planned for 5:30 p.m. today in Forest Park Cemetery on St. Vincent Avenue, just south of Claiborne Avenue, in Shreveport. But in the event of heavy rain, an alternate date will be announced. There's a 50

When a home trumps houses
Morris County Daily Record - Norma Fluke stands in front of the Stanhope home and business that she may lose to the borough because of a vague eminent domain law. 'I'm sure they don't want our business next to the beautiful condos they are going to build,' she said. Her parents

Unhappy holiday outlook from Electronics Arts
Orlando Business Journal - Video game giant Electronic Arts Inc. warned after markets closed on Tuesday that its earnings and revenue for the next two quarters will be "well below" estimates. Redwood City, Calif.-based EA (Nasdaq: ERTS), whose EA Tiburon division is in

Lessons From the Storms
Kiplinger.com, DC - Dec 7, 2005 Homeowners insurance is supposed to protect you in case of disaster. But what if the disaster is the costliest in US history? And

Financial musts for every woman
The News Journal, DE - Dec 10, 2005 starts with having a will, living will and medical power of attorney as well as health insurance, long-term disability insurance, homeowners insurance and life

Insurance mediation to begin
2theadvocate.com, LA - 22 hours ago Louisiana hurricane victims unhappy with claims settlements offered by their homeowners insurance companies will soon have a free alternative to costly, time

Katrina survivors left in the lurch
Fort Worth Star Telegram, TX - Dec 18, 2005 By ANNA VARELA. The New Orleans Realtor had flood insurance as well as homeowners insurance on her house a few blocks from Lake Pontchartrain.

Focus on building economy
Clinton Herald - Dec 12 10:28 AM
ELDRIDGE One of the top priorities of the upcoming session of the Iowa Legislature should be building a stronger Iowa economy.Save to My Web

Journalism That Changed America
Poynter Institute - Dec 22 1:32 PM
Gene Patterson, the former editor of the St. Petersburg Times and a sort of patron saint around The Poynter Institute, urged journalists "don't just make a living, make a mark" with their work.Save to My Web

AARP Dental Insurance Plan Now Available in Ten More States
[Press Release] Business Wire via Yahoo! Finance - Dec 14 4:57 AM
WASHINGTON----Dec. 14, 2005--The AARP Dental Insurance Plan announced today the addition of ten new states, bringing the total to 48 states in which the program is now available, expanding affordable dental coverage to millions of additional AARP members and their families.Save to My Web

Trust has erased comfortable lifestyle
Fayetteville Observer - Dec 16 2:42 AM
Joye Graham, who is 84, bought a new battery for her hearing aid before she went to court Thursday. She wanted to hear everything that Anthony Allen had to say. Allen pleaded guilty in Cumberland County Superior Court to 85 counts of obtaining property by false pretenses.Save to My Web

New Year's Resolution: Get Fiscally Fit; Allstate suggests adapting weight-loss and stop-smoking tactics to savings
FinanzNachrichten - Dec 14 6:10 AM
It's that time of the year when Americans set lofty goals to improve their lives by ditching unhealthy habits like smoking or overeating. In that spirit, a survey by Allstate ( Nachrichten / Aktienkurs ) suggests that people start the year off right with a savings plan that they can stick to all year.Save to My Web

Helping out one of their own
Dallas Morning News - Dec 21 6:56 AM
This is a holiday of giving for John and Trudy Voigt and their two children, who recently lost everything in a Plano house fire.Save to My Web

This land is whose land? Battle lines are drawn as Shannon Hills attempts to annex 1,500 acres into city; voters get
Benton Courier - Dec 23 1:28 PM
Signs are everywhere. They are on trees, on houses, in yards and in other places. And they have the same message: Vote NO to Shannon Hills Annexation.Save to My Web

IIAT Survey Reveals Improved Conditions in Texas Homeowners and
Insurance Journal - Dec 1, 2005 Independent insurance agents in Texas report improved homeowners insurance coverage and lower premium prices for both homeowners and auto insurance as the year

Holiday Shoppers Beware Identity Thieves Are at a Mall Near You
Community Dispatch (press release) - Nov 30, 2005 credit reports. Some companies now include coverage for identity theft as part of their homeowners insurance policy. Others sell

Winter weather leads to insurance claims
Anderson Independent Mail (subscription), SC - Dec 15, 2005 Mr. Thomason reminded policyholders they need to file a car insurance claim - not a homeowners insurance claim - when a car is damaged while the vehicle is

Homeowner grants pending
Biloxi Sun Herald, USA - Dec 20, 2005 flood zone when the hurricane hit. Grant recipients also must have had other homeowners' insurance. "We're not bailing out irresponsible

Home Insurance Set for Revolution
http://www.confused.com launched the UK’s first real-time, full-quote home insurance comparison service this past August. The service, which is free to use, becomes the most comprehensive way to accurately compare home contents and general buildings insurance on a like for like basis in the U

Dale announces mediator for Katrina homeowners, insurers (Picayune Item)
JACKSON (AP) - Mississippi Insurance Commissioner George Dale has selected a company to mediate complaints from homeowners dissatisfied with their Hurricane Katrina insurance settlement.

Understanding the Closing Process in Residential Real Estate for First Time Buyers Hosted by Lester Robinson and Guest Greg Pope
Lester Robinson of the Northwoods Agency and his guest will be Gregory A. Pope of the Pope Law Firm, PLLC. Gregory Pope will review the homeowners closing process. Greg go over the plus and minus to closing on a home mortgage. Greg also gives tips on how to have a quick, and easy closing.

Storm victims can get help with insurance mediation (KATC3)
BATON ROUGE, La. Louisiana hurricane victims unhappy with claims settlements offered by their homeowners insurance companies will soon have a free alternative to costly, time-consuming lawsuits: mediation.

New Web Tool Helps Consumers Avoid Costly Loss to Personal Property
Each year consumers painfully learn they don't have enough insurance to replace their personal property. The cFluent Personal Property Analyzer, a new web tool for insurance agencies and companies to make available to insurance consumers, determines replacement cost estimates in less than two

Kemper Auto and Home’s New Online Contents Calculator Answers the Question, 'Do I Have Enough Coverage on My Home’s Contents?'
Kemper Auto and Home has introduced on its Web site the Personal Property Analyzer, a free online contents estimator that determines the adequacy of insurance coverage on consumers’ personal possessions. It is a valuable tool for anyone who has acquired valuables, but has not re-evaluated the

Friday, December 23, 2005


Insurance thicket imperils comeback
Chicago Tribune - Dec 12 4:41 AM
Shuttered since Katrina hit, a French Quarter institution's losses mount during haggling on its claims. Such woes are ubiquitous in Louisiana.Save to My Web

AIA Says No to State Catastrophe Fund in New York
Insurance Journal - Dec 13 8:52 PM
A state-mandated catastrophe fund is not needed in New York, according to the American Insurance Association (AIA). "The creation of a catastrophe fund in New York State is not warranted. The creaSave to My Web

First-Time Home Buying
CBS News - Dec 16, 2005 Housing payment includes mortgage payment (principal and interest), property taxes and homeowners insurance; commonly referred to as PITI.

Several home insurers plan to keep Cape policies
Boston Globe, United States - Dec 9, 2005 insurance," MacPhee said. ''We don't see these homeowners insurance availability problems in other New England states.". The Massachusetts

Insurance squabble delays cemetery cleanup
Shreveport Times - Light rain won't delay a Christmas luminary planned for 5:30 p.m. today in Forest Park Cemetery on St. Vincent Avenue, just south of Claiborne Avenue, in Shreveport. But in the event of heavy rain, an alternate date will be announced. There's a 50

Fire means grim holiday for Lamar family
Morning News - Thirty-year-old Sharon Walker lay on the ground, sobbing as she watched the only home she'd ever known burn to the ground. Only minutes before, the Lamar resident had been hanging clothes on the clothesline when she saw flames shooting out the top of

Osceola commissioners OK funds for two nonprofits
Orlando Business Journal - Osceola County commissioners have signed a funding agreement to provide $318,295 to the Council on Aging and $161,130 to The SANE Program Inc. for fiscal year 2005-2006. "Osceola County is a compassionate county," says Commissioner Ken Shipley. "Our

Program to mediate insurance claims (Hattiesburg American)
The Mississippi Insurance Commission plans to begin a program designed to mediate disputes between homeowners and insurance companies in the wake of Hurricane Katrina.

Md. Homeowners Sue Over Hurricane Payments (Washington Post)
A federal lawsuit filed yesterday accuses top officials in the U.S. Department of Homeland Security and the Federal Emergency Management Agency of conspiring to defraud Maryland residents with flood insurance after their homes were damaged by Hurricane Isabel nearly two years ago.

Dale announces mediator for Katrina homeowners, insurers (WREG-TV Memphis)
JACKSON, Miss. Insurance Commissioner George Dale has selected a company to mediate complaints from homeowners dissatisfied with their Hurricane Katrina insurance settlement.

Harleysville Insurance and Connective Technologies 'Team-Up' to Make It Easier and More Efficient for Agents to Do (Business Wire via Yahoo! Finance)
HOUSTON----Dec. 21, 2005--Harleysville Insurance has announced that its independent insurance agents now have the capability to upload personal auto and homeowners new business quotes and policy submissions in real time through "TEAM-UP Upload," an interface bridging solution developed by Connective Technologies, Inc.

There are two purposes of an escrow
South Coast Today - Dec 09 9:45 PM
DEAR BOB: I am new to real estate and am confused by the term "escrow." I've heard it means closing settlement of a property sale, and also that it refers to payment of property taxes and insurance. Which is correct?Save to My Web

Equal-opportunity killer
Desert Sun - Dec 18 4:11 AM
The meth problem is indeed serious in the valley. Since 1998, law enforcement officers find a new meth lab about every six weeks in the Coachella Valley. Some residents and business owners even believe meth threatens to overrun their neighborhoods, and for good reason.Save to My Web

Springfield Gardens Grandmom Rescues Four Kids From Blaze
Queens Chronicle - Dec 08 9:59 AM
A 70-year-old Springfield Gardens grandmother rescued three of her grandchildren and another child from her burning home, as her nephew and his friend perished inside on Sunday morning.Save to My Web

Horace Mann Lowers Auto Rates For Iowa Educators
The Auto Channel - Dec 21 3:14 PM
SPRINGFIELD, Ill., Dec. 21, 2005 -- Horace Mann Educators Corp. announced it has lowered auto insurance rates in Iowa an average of 3.0 percent effective Nov. 8, 2005. The rate reductions apply to customers and prospects who are members of the education community.Save to My Web

Lawyer brews storm with Katrina suits
Northwest Herald - Dec 22 12:45 AM
The home of Richard Scruggs, or what's left of it, is less than 150 feet from the seawall where the state of Mississippi meets the Gulf of Mexico. Scruggs was home in Pascagoula to arrange a memorial for his mother, Helen, who died at the age of 95, as Hurricane Katrina approached the Gulf Coast.Save to My Web

Horace Mann Lowers Auto Rates for Ohio Educators
[Press Release] PR Newswire via Yahoo! Finance - Dec 21 9:53 AM
Horace Mann Educators Corp. announced it has lowered auto insurance rates in Ohio an average of 5.5 percent effective Oct. 16, 2005.Save to My Web

Horace Mann Lowers Auto Rates for Illinois Educators
[Press Release] PR Newswire via Yahoo! Finance - Dec 21 8:15 AM
Horace Mann Educators Corp. announced it has lowered auto insurance rates in Illinois an average of 8.2 percent effective Sept. 16, 2005.Save to My Web

Homesick `Katrina Kid' finds a welcome
San Jose Mercury News - Dec 22 9:41 AM
In his baggy shorts and navy blue school T-shirt, Troy Adam blends in with other students at Bellarmine College Prep -- until you hear his to-die-for Louisiana drawl.Save to My Web

A VERY FEMA CHRISTMAS
New Orleans Times-Picayune - Dec 16 10:51 PM
Brauner's favorite holiday memories include the sweet, soul-warming aroma of his grandmother's cakes baking in the oven, luring him out from between the covers early Christmas morning.Save to My Web

Helping out one of their own
Dallas Morning News - Dec 21 6:56 AM
This is a holiday of giving for John and Trudy Voigt and their two children, who recently lost everything in a Plano house fire.Save to My Web

Canine profiling will kill dogs
Sacramento News & Review - Dec 08 12:03 AM
Last month, Governor Schwarzenegger signed Senate Bill 861 into law, empowering any city or county to decide which dog breeds and mixes are dangerous or vicious, even though the California Veterinary Medical Association and the Humane Society of the United States say that is an impossible judgment to make, as no breed is inherently vicious.Save to My Web

Horace Mann Lowers Auto Rates for Indiana Educators
The Auto Channel - Dec 21 3:15 PM
SPRINGFIELD, Ill., Dec. 21, 2005 -- Horace Mann Educators Corp. announced it has lowered auto insurance rates in Indiana an average of 5.0 percent effective Nov. 16, 2005. The rate reductions apply to customers and prospects who are members of the education community.Save to My Web

12-11-2005 Jan Alford opens State Farm Agency
Plainview Daily Herald - Dec 10 9:23 PM
Jan Alford has opened a State Farm Insurance agency at 500 Dallas, the former location of Gary Butler State Farm. An open house will be held at 11 a.m. Friday.Save to My Web

Romney presses insurance changes
South Coast Today - Dec 12 9:21 PM
BOSTON -- A proposed reform of Massachusetts' heavily regulated auto insurance industry could be the potential solution to the homeowner insurance crisis in southeastern Massachusetts.Save to My Web

Springfield Gardens Grandmom Rescues Four Kids From Blaze
Queens Chronicle - Dec 08 9:59 AM
A 70-year-old Springfield Gardens grandmother rescued three of her grandchildren and another child from her burning home, as her nephew and his friend perished inside on Sunday morning.Save to My Web

Bills, slow insurance drain evacuees' patience
Atlanta Journal-Constitution - Dec 17 2:10 PM
Phyllis Jackson-Agee thought she'd done everything she was supposed to do. The New Orleans Realtor had flood insurance as well as homeowner's insurance on her house a few blocks from Lake Pontchartrain. When officials told people to evacuate before Katrina hit, she left her native city.Save to My Web

Insurance thicket imperils comeback
Kansas City Star - Dec 15 3:19 AM
NEW ORLEANS - There were 11,256 bottles of wine in the cellar of Antoine's Restaurant on the morning of Aug. 29 when Hurricane Katrina struck, some of them rare, most of them expensive and all of them ruined when the power failed, the air conditioning died and the ruinous heat and humidity of late-summer New Orleans could no longer be kept at bay.Save to My Web

Take action against devastating insurance rate hikes
St. Petersburg Times - Dec 20 7:55 AM
Re: Citizens asks for huge hike, Dec. 16. In my work with families that have children with disabilities, it is common knowledge that those families struggle financially when, as so often is the case, one parent (usually the mother) must give up her job to care for the disabled child.Save to My Web

Government & Public Sector Law
Mondaq - Dec 07 11:19 AM
On October 10, 2005, Michigan Governor Jennifer Granholm announced a comprehensive insurance reform package purportedly designed to address the rising cost of automobile and homeowners insurance in Michigan, including an immediate 20 percent rollback in automobile and homeowners rates and the prohibition of credit scoring.Save to My Web

State announces mediation initiative Insurance chief says it will help homeowners, but Scruggs contends its a delay (Mississippi Press)
OCEAN SPRINGS -- The Mississippi Department of Insurance announced the creation of a mediation program to help Hurricane Katrina victims settle insurance claims on their residential property.

Don't invite the burglars to visit (NZCity)
State Insurance says a few simple tips should reduce the chance of a break-in. It says homeowners should make their houses look lived in by keeping blinds partly open and using an automatic time switch to turn on the radio and activate lights at night.

Gone for the Holidays: Safeguarding Your Home
InsureMe gives tips for keeping burglars at bay during holiday travel. DENVER (PRWEB) December 19, 2005 -- With the Bureau of Transportation Statistics reporting a 23% travel increase over the holidays as compared to the rest of the year, it’s no surprise that experts anticipate home theft to

Horace Mann Lowers Auto Rates for Indiana Educators
[Press Release] PR Newswire via Yahoo! Finance - Dec 21 8:22 AM
Horace Mann Educators Corp. announced it has lowered auto insurance rates in Indiana an average of 5.0 percent effective Nov. 16, 2005.Save to My Web

Household Debt Service and Financial Obligations Ratios
Federal Reserve Board - Dec 09 12:41 PM
The household debt service ratio (DSR) is an estimate of the ratio of debt payments to disposable personal income. Debt payments consist of the estimated required payments on outstanding mortgage and consumer debt.Save to My Web

Insurance thicket imperils comeback
Kansas City Star - Dec 15 3:19 AM
NEW ORLEANS - There were 11,256 bottles of wine in the cellar of Antoine's Restaurant on the morning of Aug. 29 when Hurricane Katrina struck, some of them rare, most of them expensive and all of them ruined when the power failed, the air conditioning died and the ruinous heat and humidity of late-summer New Orleans could no longer be kept at bay.Save to My Web

Horace Mann Lowers Auto Rates for Texas Educators
The Auto Channel - Dec 21 3:13 PM
SPRINGFIELD, Ill., Dec. 21, 2005 -- Horace Mann Educators Corp. announced it has lowered auto insurance rates in Texas effective Sept. 16, 2005. The rate reductions apply to customers and prospects who are members of the education community.Save to My Web

Katrina
The Clarion-Ledger - Dec 14 3:07 AM
Like many Mississippians, this newspaper has long taken great pride in U.S. Sen. Thad Cochran's solid reputation as the conscience of the Senate a gentleman who wields power through mutual respect and an unsullied reputation for honor and fairness.Save to My Web

AIA Says No to State Catastrophe Fund in New York
Insurance Journal - Dec 13 8:52 PM
A state-mandated catastrophe fund is not needed in New York, according to the American Insurance Association (AIA). "The creation of a catastrophe fund in New York State is not warranted. The creaSave to My Web

Several home insurers plan to keep Cape policies
Boston Globe - Dec 09 12:42 AM
Several companies selling home insurance on Cape Cod said yesterday they plan to continue writing policies there despite rising reinsurance costs, but one firm said the industry's retrenchment in Massachusetts coastal areas is likely to continue until the state fixes its auto insurance system.Save to My Web

Building, labor costs go through the roof
New Orleans Times-Picayune - Dec 16 12:42 PM
Like many local homeowners, Gordon Serou Jr. spent the first few weeks after Hurricane Katrina shopping for repair estimates. His two-story Uptown home on Lowerline Street sustained extensive roof damage, and early estimates indicated the repair job would cost several thousand dollars.Save to My Web

Don't Hibernate From Home Maintenance This Winter
[Press Release] PR Newswire via Yahoo! Finance - Dec 13 2:11 AM
Winter weather may not typically seem as destructive as the storms we see during the months of spring but winter can unleash a fury all its own. Melting snow, cold temperatures and high winds can all wreck havoc on your home.Save to My Web

Lessons From the Storms
Kiplinger.com, DC - Dec 7, 2005 Homeowners insurance is supposed to protect you in case of disaster. But what if the disaster is the costliest in US history? And

Guest Column: Reforms let consumers cash in on competition
Amarillo.com (subscription), TX - 15 hours ago And some insurers recently filed rates with the Texas Department of Insurance reflecting rate reductions for homeowners insurance of up to 14.5 percent.

On narrow Hooper Island, man works to keep the sea at bay
Delmarva Daily Times, MD - Dec 18, 2005 Abandoned homes, some sagging into the damp ground, litter the island. Flood and homeowners insurance are increasingly expensive.

State Farm raising rates
Charlotte Sun-Herald, FL - Nov 23, 2005 State Farm Florida Insurance Co. has been given approval to increase homeowners insurance rates by an average of 8.6 percent across Florida.

(PRN) Horace Mann Lowers Auto Rates for Texas Educators
Houston Chronicle, United States - Dec 21, 2005 Mann -- the largest national multiline insurance company focusing on educators' financial needs -- provides auto and homeowners insurance, retirement annuities

Thursday, December 22, 2005


Northland Insurance Announces Non-Fleet Coverage Enhancements for Truckers
[Press Release] Business Wire via Yahoo! Finance - Dec 20 7:43 AM
SAINT PAUL, Minn.----Dec. 20, 2005--Northland Insurance, a subsidiary of St. Paul Travelers , today announces the national launch of two Non-Fleet coverage enhancements to its transportation insurance offerings.Save to My Web

Is there a better safeguard than insurance for ID theft?
Earthtimes - The Internet is full of ads that spyware and ID stealing Trojans are about to take away the only things that ever mattered to anybody, their identities and with it could go bank accounts, credit worthiness, jobs and at times even their life. But

Insurance thicket imperils comeback
Chicago Tribune - Dec 12 4:41 AM
Shuttered since Katrina hit, a French Quarter institution's losses mount during haggling on its claims. Such woes are ubiquitous in Louisiana.Save to My Web

Horace Mann Lowers Auto Rates for Oregon Educators
[Press Release] PR Newswire via Yahoo! Finance - Dec 21 9:16 AM
Horace Mann Educators Corp. announced it has lowered auto insurance rates in Oregon an average of 4.6 percent effective Oct. 16, 2005.Save to My Web

Barbour says grant proposal crucial to coast homeowners
WREG-TV Memphis - Dec 19 1:04 PM
JACKSON, Miss. Governor Haley Barbour says a bill pending in Congress would establish grants of up to 150-thousand dollars for people whose homes were left uninhabitable by Hurricane Katrina.Save to My Web

Danville to show off new fire house at open house
Advocate Messenger - For the first time in 40 years, Danville Fire Department has a new fire station. Station 2, which opened 10 days ago on the bypass, cost $836,901.41, nearly twice the amount originally budgeted. The station replaces the South-End station on Fourth

Storms driving up insurance rates
News-Star - BATON ROUGE -- Look for your insurance premiums to go up an average of 15 percent next year to help the state-backed Citizens Insurance Plan rebuild its emergency stash after hurricanes Katrina and Rita. After that year-long increase expires, you'll

Focus on building economy
Clinton Herald, IA - Dec 12, 2005 insurance coverage to reduce premium costs and many others have reduced or eliminated other insurance coverage, such as life, disability or homeowners insurance

Sensible ideas for insurance woes
Sun-Sentinel.com, FL - Dec 7, 2005 Now, all Floridians with homeowners insurance must pay the assessments, in addition to increasing insurance premiums. This amounts to double taxation.

Fire Insurance Rating Improves At Dallas Bay
The Chattanoogan, TN - Nov 28, 2005 The big savings are to those homeowners, whom are outside the 1,000 foot boundary of a fire hydrant, and paying homeowners insurance at an ISO 9 rating.

Dale announces mediator for Katrina homeowners, insurers (WREG-TV Memphis)
JACKSON, Miss. Insurance Commissioner George Dale has selected a company to mediate complaints from homeowners dissatisfied with their Hurricane Katrina insurance settlement.

Santa Ana Winds Have Met Their Match!
2004 was a devastating year for homeowner’s in Los Angeles and surrounding counties. In 2005, Home owners can better prepare themselves for the devastation. (PRWEB) December 16, 2005 --

Paramount Disaster Recovery Provides Hurricane Relief: Hurricane Wilma Victims Can Get Immediate Assistance with Their Hurricane Damage Insurance Claims
Paramount Disaster Recovery Inc. has mobilized its Emergency Response Team. Hurricane Wilma victims can now get immediate assistance with their hurricane damage claims at Paramount’s hurricane-claims.com site. Palos Verdes, CA (PRWEB) November 3, 2005 -- In order to provide relief to Hurrican

Program to mediate insurance claims (Hattiesburg American)
The Mississippi Insurance Commission plans to begin a program designed to mediate disputes between homeowners and insurance companies in the wake of Hurricane Katrina.

State announces mediation initiative Insurance chief says it will help homeowners, but Scruggs contends its a delay (Mississippi Press)
OCEAN SPRINGS -- The Mississippi Department of Insurance announced the creation of a mediation program to help Hurricane Katrina victims settle insurance claims on their residential property.

Putting on a festive face
Fort Lauderdale Sun-Sentinel - Click here or call 1-877-READ-SUN. No one could accuse these insurance agents of being stodgy. At least not this holiday season. From a hurricane holiday display to "Whoville," a Boca Raton insurance agency is putting on a festive face for Christmas

America Needs Terrorism Insurance
Forbes - The terrorist attacks of Sept. 11, 2001, set in motion the greatest collective effort the United States has ever seen to defend the American homeland from future attack. I am proud to have had a hand in creating the Department of Homeland Security, a

Next up on Beacon Hill: Who should pay for our health care?
Salem News, USA - Dec 9, 2005 workplace. Auto insurance and homeowners insurance are the responsibility of the insured, who pay for it and own it themselves.

Storms driving up insurance rates
The Daily Advertiser, LA - Dec 15, 2005 After that year-long increase expires, you'll have a 10 percent hike for the next 25 years to cover bonds the high-risk homeowners' insurance pool is selling

Focus on building economy
Clinton Herald, IA - Dec 12, 2005 insurance coverage to reduce premium costs and many others have reduced or eliminated other insurance coverage, such as life, disability or homeowners insurance

Trust has erased comfortable lifestyle
Fayetteville Online, Fayetteville NC - Dec 15, 2005 I haven t even paid my taxes for this year, almost $1,200, she said. I have a note in the mail from State Farm for my homeowners insurance.

Cleaning up after most crimes is left to private sector
Arkansas Democrat-Gazette (subscription), AR - Dec 18, 2005 is disposed of safely. Most homeowners insurance will cover the cleanup after a deductible is paid, Grubbs said. And the Arkansas

Buy Insurance When Renting?
Gadling - Dec 08 8:18 AM
The LA Times and Jane Engle has a very useful podcast today that talks about whether or not you should buy insurance when you rent a car. This is always one of those things that you ponder when youre standing there at the counter and wonder whether the extra $20 a day or so are worth it. Maybe not, suggests the piece. The podcast discusses what may happen if youre rental car is stolen, Save to My Web

Don't Hibernate From Home Maintenance This Winter
[Press Release] PR Newswire via Yahoo! Finance - Dec 13 2:11 AM
Winter weather may not typically seem as destructive as the storms we see during the months of spring but winter can unleash a fury all its own. Melting snow, cold temperatures and high winds can all wreck havoc on your home.Save to My Web

AARP Dental Insurance Plan Now Available in Ten More States
[Press Release] Business Wire via Yahoo! Finance - Dec 14 4:57 AM
WASHINGTON----Dec. 14, 2005--The AARP Dental Insurance Plan announced today the addition of ten new states, bringing the total to 48 states in which the program is now available, expanding affordable dental coverage to millions of additional AARP members and their families.Save to My Web

Consumers Underinsured for Major Life, Work Events, Survey Shows
[Press Release] PR Newswire via Yahoo! Finance - Dec 20 7:12 AM
At least 32 million U.S. households own insurance policies that aren't right for them, a new national survey conducted by Trusted Choice finds.Save to My Web

State announces mediation initiative Insurance chief says it will help homeowners, but Scruggs contends its a delay (Mississippi Press)
OCEAN SPRINGS -- The Mississippi Department of Insurance announced the creation of a mediation program to help Hurricane Katrina victims settle insurance claims on their residential property.

Harleysville Insurance and Connective Technologies 'Team-Up' to Make It Easier and More Efficient for Agents to Do (Business Wire via Yahoo! Finance)
HOUSTON----Dec. 21, 2005--Harleysville Insurance has announced that its independent insurance agents now have the capability to upload personal auto and homeowners new business quotes and policy submissions in real time through "TEAM-UP Upload," an interface bridging solution developed by Connective Technologies, Inc.

Voted #1 Florida Press 2004 FIRST PLACE Best Web Site Florida Keys Keynoter (Keynoter.com)
The board of Citizens Property Insurance Corp. unanimously approved Thursday an average statewide rate hike of 44 percent for homeowners in high-risk areas, putting aside a state senator's request that it be delayed until an audit of the company is completed in February.

Dale Announces Mediator For Katrina Homeowners, Insurers (WLOX-TV Biloxi)
Mississippi Insurance Commissioner George Dale has selected a company to mediate complaints from homeowners dissatisfied with their Hurricane Katrina insurance settlement.

Miss. Commissioner to Unveil Mediation Program Based on 'Florida's Model' (Insurance Journal)
A mediation program for homeowners battling insurance companies in the wake of Hurricane Katrina will be unveiled Wednesday by George Dale, Mississippi Insurance Commissioner. The insurance commiss

Kemper Auto and Home’s New Online Contents Calculator Answers the Question, 'Do I Have Enough Coverage on My Home’s Contents?'
Kemper Auto and Home has introduced on its Web site the Personal Property Analyzer, a free online contents estimator that determines the adequacy of insurance coverage on consumers’ personal possessions. It is a valuable tool for anyone who has acquired valuables, but has not re-evaluated the

Dale announces mediator for Katrina homeowners, insurers (WREG-TV Memphis)
JACKSON, Miss. Insurance Commissioner George Dale has selected a company to mediate complaints from homeowners dissatisfied with their Hurricane Katrina insurance settlement.

Behind on the Mortgage? Keep a Clear Head, says HomeSavers USA
If you are falling behind, be sure to communicate with your lender and describe what caused the problem. They do not want your home. If they won't work with you, contact a reputable housing counselor. Many can help. (PRWEB) October 30, 2005 -- With American job losses exceeding 300,000 from hur

Stress and Anxiety of Complex Retirement Planning Choices Alleviated by New Website from NewRetirement
NewRetirement today announced the launch of its new consumer education and advocacy site for baby-boomers and retirees. The retirement planning website offers an interactive retirement calculator with personalized output, comprehensive information, and unbiased personal finance product and service

When a big wind fells the fence, who pays?
Columbus Ledger-Enquirer - Q We moved to our current house three years ago. There was a big willow tree in our back yard. Because the tree is very close to the fence between our house and our backyard neighbor, the fence has been lifted up little by little by the root of the

When a home trumps houses
Morris County Daily Record - Norma Fluke stands in front of the Stanhope home and business that she may lose to the borough because of a vague eminent domain law. 'I'm sure they don't want our business next to the beautiful condos they are going to build,' she said. Her parents

Barbour Says Grant Proposal Crucial To Coast Homeowners
16 WAPT - JACKSON, Miss. -- Gov. Haley Barbour said a bill pending in Congress would establish grants of up to $150,000 for people whose homes were left uninhabitable by Hurricane Katrina. The bill has passed the House and could be voted on by the Senate this

AARP Dental Insurance Plan Now Available in Ten More States
dBusinessNews.com - Allied Capital Announces an Investment in Network Hardware Resale, Inc. Lithium Technologies and Mary Furlong & Associates join to sponsor White House Conference on Aging's Interactive Blog Center Web site at www.WHCoA.net Marketing to Scientists

Homeowner grants pending
Biloxi Sun Herald - JACKSON - A bill pending in Congress would establish grants of up to $150,000 for some whose homes were left uninhabitable by Hurricane Katrina, Gov. Haley Barbour says. The grants are part of the $29 billion hurricane-recovery package that's

Voted #1 Florida Press 2004 FIRST PLACE Best Web Site Florida Keys Keynoter (Keynoter.com)
The board of Citizens Property Insurance Corp. unanimously approved Thursday an average statewide rate hike of 44 percent for homeowners in high-risk areas, putting aside a state senator's request that it be delayed until an audit of the company is completed in February.

Homeowners rap damage payouts (The Clarion-Ledger)
Patricia Money waited in her attic for 12 hours as Hurricane Katrina blew through Biloxi. Her home took on 7 feet of water in the storm, but like most people in her neighborhood, she never thought she needed flood insurance.

Miss. Commissioner to Unveil Mediation Program Based on 'Florida's Model' (Insurance Journal)
A mediation program for homeowners battling insurance companies in the wake of Hurricane Katrina will be unveiled Wednesday by George Dale, Mississippi Insurance Commissioner. The insurance commiss

Wednesday, December 21, 2005


Price hikes on tap for 2006
CNN - Dec 8, 2005 From homeowners' insurance to home heaters, the sum of your expenses is likely to grow. NEW YORK (CNNMoney.com) Unprecedented

Valley needs to take proactive stance against meth epidemic
The Desert Sun, CA - Dec 18, 2005 Higher insurance premiums: Because of increased car theft, crime and fires, residents can pay more for auto and homeowners insurance.

Assignment: New Orleans
Springfield Connection, VA - Dec 8, 2005 that many because of the cost. It s usually as expensive as homeowners insurance, she said. It depends on what zone you

Katrina survivors left in the lurch
Fort Worth Star Telegram, TX - Dec 18, 2005 By ANNA VARELA. The New Orleans Realtor had flood insurance as well as homeowners insurance on her house a few blocks from Lake Pontchartrain.

Attention Texans: Shop for Insurance, Make Marketplace Work for
Yahoo! News (press release) - Nov 30, 2005 doing business in Texas and some insurers recently filed rates with the Texas Department of Insurance reflecting rate reductions for homeowners insurance of up

A Good Policy
Forbes - Nov 23, 2005 Check your homeowners insurance policy every few years to see if it's still good enough, given building costs in your area; check annually if the home is worth

Insurance Dept. Approved Miss. Homeowners Rate Increases Before
Insurance Journal - Dec 12, 2005 Recent increased in homeowners insurance rates in south Mississippi can not be attributed to Hurricane Katrina, according to Insurance Department officials

Down came the rain and up came sewage in one Medford
Mail Tribune, OR - Dec 6, 2005 "I had to go stay in a hotel," she said. "My homeowners insurance didn t cover it; I don t have flood insurance," she said, adding that she still needs to

FEMA Urges Floridians to Buy Flood Insurance
Insurance Journal - Dec 6, 2005 Risk: Floods are the #1 natural disaster in the United States; Just inches of water can cause thousands of dollars in damage; Homeowners insurance doesn't

Csiszar Urges Support for Gov. Barbour's Flood Grant Proposal
Insurance Journal - Dec 15, 2005 The homeowner must have had a homeowners insurance policy (which typically covers wind damage, but specifically excludes flood damage) in force at the time

Insurance thicket imperils comeback
The State, SC - Dec 15, 2005 that the flooding was caused by storm surges and levee breaches directly attributable to Katrina's winds, and wind damage is covered under homeowners insurance

Insurance squabble delays cemetery cleanup
Shreveport Times, LA - Dec 17, 2005 we should contact each of our lot owners whose monuments have been affected by the tree debris and let them know that their homeowners insurance will have to

Valley needs to take proactive stance against meth epidemic
The Desert Sun, CA - Dec 18, 2005 Higher insurance premiums: Because of increased car theft, crime and fires, residents can pay more for auto and homeowners insurance.

AARP Dental Insurance Plan Now Available in Ten More States
PR Newswire (press release), NY - Dec 14, 2005 Specific products include Medicare supplemental insurance; automobile and homeowners insurance; member discounts on rental cars, cruises, vacation packages and

Identity-theft insurance? It's here
The Wichita Eagle, KS - Nov 19, 2005 BY DEB GRUVER. But because identity theft is such a growing crime, Barnett recently bought identity-theft coverage on his Allstate homeowners insurance policy.

Shore up any flood insurance oversights
Palm Beach Daily News, FL - Dec 10, 2005 Why is the lien we paid off years ago still appearing on it? Why is the amount of coverage on the structure lower than that on my homeowners insurance policy?

Holiday Shoppers Beware Identity Thieves Are at a Mall Near You
Community Dispatch (press release) - Nov 30, 2005 credit reports. Some companies now include coverage for identity theft as part of their homeowners insurance policy. Others sell

Attention Texans: Shop for Insurance, Make Marketplace Work for
Yahoo! News (press release) - Nov 30, 2005 doing business in Texas and some insurers recently filed rates with the Texas Department of Insurance reflecting rate reductions for homeowners insurance of up

Fire Insurance Rating Improves At Dallas Bay
The Chattanoogan, TN - Nov 28, 2005 The big savings are to those homeowners, whom are outside the 1,000 foot boundary of a fire hydrant, and paying homeowners insurance at an ISO 9 rating.

New Legislation Would Protect Homeowners From Sinkhole Damage
NewsChannel5.com, TN - Dec 15, 2005 it and the insurance company evidently does not plan to do anything about it, so I think we need it in the law that homeowners insurance companies cover

New Year's Resolution: Get Fiscally Fit; Allstate suggests adapting weight-loss and stop-smoking tactics to savings
FinanzNachrichten - Dec 14 6:10 AM
It's that time of the year when Americans set lofty goals to improve their lives by ditching unhealthy habits like smoking or overeating. In that spirit, a survey by Allstate ( Nachrichten / Aktienkurs ) suggests that people start the year off right with a savings plan that they can stick to all year.Save to My Web

www.fashiongates.com coming soon
FashionGates.com - Dec 08 6:15 AM
Visit your local broker for home & personal belongings coverage! Get Quotes From Reputable Companies Compare Rates & Insure 4 Less! Competitive rates & great coverage. Compare quotes. Find agents online.Save to My Web

Putting on a festive face
Sun-Sentinel - Dec 20 12:10 AM
The Mack Group's holding a decorating contest to brighten the spirits of employees this holiday season.Save to My Web

When a home trumps houses
DailyRecord.com - Dec 19 5:43 AM
Her parents raised eight children in the house and built a business in the backyard that still supports three generations of her family. She lives on her pension as a postal worker, and the tree service owned by one of her brothers pays the property taxes and the homeowners' insurance.Save to My Web

First-Time Home Buying
CBS News - Dec 18 7:03 AM
If you're buying a house for the first time, the process looks daunting. But address it one issue at a time, and get input from such people as The Early Show personal finance adviser Ray Martin , and it might be a little easier.Save to My Web

AARP Introduces Its New Cruise Collection - an Exclusive Selection of Cruise Vacations
[Press Release] PR Newswire via Yahoo! Finance - Dec 09 7:44 AM
AARP Services, Inc. announced today its first Cruise Collection Catalogue which provides an exclusive selection of special cruise vacations to AARP's 35 million members.Save to My Web

Ill. Insurance Dept. Offers Advice for Holiday Hosts, Travelers
Insurance Journal - Dec 20 9:22 AM
If you're hosting friends and family this holiday season, it might pay to check your insurance first, according to the Illinois Department of Insurance. Better to know in advance what is covered andSave to My Web

N.C. town brings toys for Katrina victims in Ellisville
Hattiesburg American - of supervisors, said the gifts are appreciated and needed because many residents did not have


Patriot Ledger - But in many coastal areas, that increase would range from 20 to 25 percent next year. the FAIR plan, proposed a 20 percent increase on next years

Homeowner
NOLA Live - a state

Ill.
Insurance Journal - If you're hosting friends and family this holiday season, it might pay to check your

State Farm
10 News - Fort Lauderdale, Florida - State Farm Florida

Larger
KATC 3 -

Henderson fire rating improves
The Daily Dispatch - Henderson fire rating improvesThe Henderson Fire District completed its routine inspection and received a 4 rating, an improvement over its previous 5. Higher ratings can also significantly lower

Inequities in who can raise rates
Hernando Today -

Another rate hike looms
Sarasota Herald-Tribune, FL - Nov 30, 2005 policyholders -- including more than 50,000 in Sarasota, Manatee and Charlotte counties -- could pay hundreds of dollars more for homeowners insurance in the