Saturday, February 04, 2006


Allstate Scores With Chicago Rush
[Press Release] Business Wire via Yahoo! Finance - Feb 02 7:27 AM
BUFFALO GROVE, Ill.----Feb. 2, 2006--A new and exciting partnership is kicking off between Allstate and the Chicago Rush of the Arena Football League. Not only is Allstate's Midwest Region sponsoring the Rush's 2006 season - at each of the team's eight home games, two Allstate exclusive agents from the Chicago area will lead the charge with personal event sponsorships.Save to My Web

Commentary: Mistaken Beliefs Regarding Creeks Task Force and Creeks Ordinance By TOM KELLY
Berkeley Daily Planet - Jan 31 9:13 AM
The Berkeley Daily Planet reported on the joint Planning Commission-Creeks Task Force (CTF) workshop that took place on Jan. 25. As a member of the CTF who has attended every CTF meetingsave oneover the past year, I found myself surprised at some of the conclusions and opinions that were expressed by those interviewed for Richard Brennemans Jan. 27 article.Save to My Web

Home sales slow down
The Cincinnati Enquirer - Jan 26 2:51 AM
A record number of homes were sold in the region in 2005, but home sales had begun to slow heading into this year.Save to My Web

Fla. hurricane fund needs quick fix
UPI - Jan 20 12:27 PM
ST. PETERSBURG, Fla., Jan. 20 (UPI) -- A Florida state fund created to support the homeowners insurance market is nearly empty and premiums appear to be going up.Save to My Web

Oxendine: Thousands helped in 2005; $15.7 million in insurance claims recovered
The Weekly - Jan 23 4:32 PM
Atlanta (Jan. 19) - In 2005, Insurance Commissioner John W. Oxendines office helped thousands of Georgia consumers settle disputes with their insurance companies, returning $15.7 million in insurance claims to policyholders, money they might not have received without his help.Save to My Web

W. Jordan sets up fund to correct sewage problem
Deseret Morning News - Jan 25 11:14 PM
After more than 20 years of unknowingly dumping raw sewage into the Jordan River, several residents will likely soon be receiving the city's help in fixing the problem.Save to My Web

Allstate Scores With Chicago Rush
[Press Release] Business Wire via Yahoo! Finance - Feb 02 7:27 AM
BUFFALO GROVE, Ill.----Feb. 2, 2006--A new and exciting partnership is kicking off between Allstate and the Chicago Rush of the Arena Football League. Not only is Allstate's Midwest Region sponsoring the Rush's 2006 season - at each of the team's eight home games, two Allstate exclusive agents from the Chicago area will lead the charge with personal event sponsorships.Save to My Web

Seniors consider reverse mortgage
Hernando Today - Jan 24 3:52 AM
SPRING HILL - The Martins had plenty of money in the bank. Or so they thought. Robert Martin got cancer, and the bills started to pile up. Insurance helped with much of the costs associated with Robert's treatment, but some still fell to the septuagenarian couple.Save to My Web

Knights seeking intensity, upsets
St. Petersburg Times - Jan 31 12:50 AM
NEW PORT RICHEY - Forgive Al Sorrentino if he feels like poking his eyes out. Reviewing game film loaded with missed opportunities makes his hands wander for sharp objects. But his job as River Ridge coach is to fix the problems.Save to My Web

Credit-Bill Boost for Homeowners
AllAfrica.com - Jan 20 6:38 AM
THE National Credit Bill has brought to the fore the likely changes to the sourcing of compulsory homeowners insurance -- insurance that covers the bricks and mortar of the property.Save to My Web

I.I.I. Says Nearly 70% of Katrina Homeowner Claims Settled in Louisiana, Mississippi
Insurance Journal - Feb 02 6:55 AM
Homeowners insurers have settled nearly 70 percent of claims from Hurricane Katrina in Louisiana and Mississippi, according to the Insurance Information Institute (I.I.I.). The I.I.I. estimated thaSave to My Web

Now you can get insured by AAA
Honolulu Advertiser - Jan 27 4:52 AM
The local AAA affiliate has entered the insurance business after receiving state approval to sell automobile, homeowners' and life insurance to Hawai'i automobile association members.Save to My Web

Condition of fire victim upgraded
Salisbury Post - Jan 24 7:07 AM
A Salisbury woman remained hospitalized in good condition Monday after a Sunday afternoon fire destroyed her home.Save to My Web

Gov. Barbours remarks to Congress
The Clarion-Ledger - Feb 03 12:31 AM
Gov. Haley Barbour today addressed Senate Homeland Security Committee members about the state's recovery from Hurricane Katrina. Below are his prepared remarks:Madam Chairman and distinguished members of the Committee:Save to My Web

State announces property insurance reforms
Business Journal of Tampa Bay - Jan 26 12:52 PM
The state has announced a new round of homeowner-friendly insurance reforms to better protect and prepare Floridians for a catastrophic event, and to help them shop for property insurance.Save to My Web

Here's the skinny on reverse mortgages
Salinas Californian - Jan 21 5:04 AM
Here's a concept: what if the bank paid you for owning your home? That's the premise behind a relatively new investment device called a reverse mortgage.Save to My Web

28, 36 represent debt thresholds lenders use for mortgages
The Indianapolis Star - Jan 28 4:15 AM
Question: When it is said that your mortgage payment should not be more than 28 percent of your gross income, what does "mortgage payment" refer to? We have only the property taxes included in our monthly payment and pay the insurance premium ourselves.Save to My Web

Loan payments include interest, taxes, insurance, too
Poughkeepsie Journal, NY - Jan 29, 2006 Ordinarily, also due each month is a certain amount of the homeowner's annual property and school taxes and a portion of his homeowners insurance.

Your Life Has Changed Over the Past Year; But Has Your Insurance
Community Dispatch (press release) - Jan 30, 2006 combination of price and service. If you are merging two households, you may need to update your homeowners insurance. And you may want

Friday, February 03, 2006


Fla. hurricane fund needs quick fix
New Kerala - ST. PETERSBURG, Fla.: A Florida state fund created to support the

Home sales slow down
Cincinnati Enquirer - While a record number of homes sold in the region in 2005, December numbers out Wednesday indicate home sales had begun to slow heading into this year. After seeing a fifth straight year of record sales, area Realtors now are hoping sales will hold

Do something about insurance ax
Herald Tribune - I found out last September, 90 days before my

Big-ticket tax holiday isn't best way to aid Floridians
St. Petersburg Times - Re: House plan: A tax vacation, Jan. 13. While I agree with past tax holidays targeting back-to-school items and hurricane supplies, I disagree with the current proposal for a holiday on any items up to $5,000. I am a registered Republican, but I

Bush and the Christian Right: $100 million for discrimination
Online Journal - "The literal blood of the thousands of gay people physically wounded by hate . . . is on the hands of Jerry Falwell, James Dobson, Tony Perkins, and so many others who spew hate for partisan gain and personal enrichment." --Matt Foreman, President

With state hurricane fund in need, forget the tax holiday
St. Petersburg Times - Re: Another insurance shock is forecast, Jan. 20. First it was the private insurance companies demanding rate hikes due to very active hurricane seasons. Then, state run Citizen's Property Insurance Corp. followed suit. And now it is the Hurricane

Cranley Named C.O.O. of Plymouth Rock Assurance Corp.
dBusinessNews.com - Boston: Cranley Named C.O.O. of Plymouth Rock Assurance Corp. BOSTON -- Plymouth Rock Assurance Corporation announced today that Thomas Boston: CIM High Yield Securities Announces Liquidation BOSTON -- CIM High Yield Securities (the "Fund

Last-resort insurer expects to get loans to continue paying claims
KPLC TV - BATON ROUGE, La. With the state-run homeowner's insurance company quickly running out of money to pay claims, a banking group is trying to put a loan in place to keep it afloat. Company secretary Terry Lisotta says Citizen's Property Insurance has

Insurance companies cutting ties after hurricanes (Sun Herald)
Despite decades of loyalty and often no claim history, thousands of homeowners in Lee and Collier counties are losing their insurance coverage as part of a statewide tightening by major carriers after two devastating hurricane seasons.

Homeowners say proposed Citizens rate increases will be a burden (Gainesville Sun)
itizens Property Insurance miscalculated the rate increases it has requested for homeowners in high-risk areas, the state's insurance consumer advocate said Wednesday at a public hearing where a handful of policyholders said the proposed rate hikes pose a serious financial burden.

Interactive Gallery - BusinessWeek Online
review their homeowners, auto, and life insurance policies could be wasting money and leaving their families vulnerable, BW Weekend reports THURSDAY'S

Market Place - The Washington Times, America's Newspaper
Condos and Real Estate Homeowners Insurance Night Vision Foreclosures Miami condos and real estate Personals Online Florists Real Estate Canadian Real

Poynter Online
tree-cutting... Homeowners insurance... and more. NYT's Newshole Peter M. Zollman on print and Web coverage. How They Got the Story Learning from

Schumer blasts Allstate insurance plan (Crain's New York Business)
(AP) The state's largest provider of homeowners insurance should reconsider its decision to stop writing new policies in the New York City area over concerns about hurricane damage, Sen. Charles Schumer said Friday.

Insurance spokesman says market not good but fluid (2theadvocate.com)
When is a not good homeowners insurance market considered good news? When two hurricanes took record blows at the insurance industry or at least that s what lawmakers thought Wednesday.

SOUTH FLORIDA HOMEOWNERS VEHEMENTLY PROTEST A CITIZENS PROPERTY RATE HIKE THAT COULD DOUBLE THEIR PREMIUMS (Miami Herald)
South Florida homeowners gave officials from Citizens Property Insurance an earful, vehemently voicing their concerns about its rate hike that could double their insurance rates.

Homeowners Insurance: Money Saving Tips (Union Leader)
(ARA) - Most lenders require you to have homeowners insurance. But just because it is required does not mean that all policies cost the same amount. There are several ways you can save money on your homeowners insurance. Wouldn't you rather put the money you've saved into your home?

State announces property insurance reforms
Tampa Bay Business Journal - The new reforms, initiated by a special committee created by the state Department of Financial Services , include consumer coverage checklists and quick-check guides to help Floridians buy enough coverage to rebuild their homes after a catastrophe

TomPaine.com - Uncommon Sense
no insurance?can really be considered "benefits"). [more Worry, Be Homeowners I'll disclose from the start that while I have a

SoCal A to Z - Los Angeles Times
Compensation Insurance Cine-East (310) helps over 20,000 homeowners per month find a qualified,

Klinedinst Announces Promotion of Six New Shareholders
... in professional liability, general liability, employment litigation and insurance coverage matters. She also counsels clients with legal malpractice matters ...

Questions remain about homeowners insurance (2theadvocate.com)
Many unanswered questions remain when it comes to the future of homeowners insurance in Louisiana, and the two major concerns voiced by residents are cost and availability.

Homeowners say proposed rate increases to cause financial burden (Gainesville Sun)
roposed rate increases by Citizens Property Insurance Corp. would cause homeowners serious financial problems and some may lose their homes, policyholders said Thursday during a public hearing.

Homeowners say proposed Citizens rate increases will be a burden (Gainesville Sun)
itizens Property Insurance miscalculated the rate increases it has requested for homeowners in high-risk areas, the state's insurance consumer advocate said Wednesday at a public hearing where a handful of policyholders said the proposed rate hikes pose a serious financial burden.

Homeowners say Citizens rate increases will be a burden (Daytona Beach News-Journal)
MIAMI -- Citizens Property Insurance miscalculated the rate increases it has requested for homeowners in high-risk areas, the state's insurance consumer advocate said Wednesday at a public hearing where a handful of policyholders said the proposed rate hikes pose a serious financial burden.

Homeowners Insurance: Money Saving Tips (Union Leader)
(ARA) - Most lenders require you to have homeowners insurance. But just because it is required does not mean that all policies cost the same amount. There are several ways you can save money on your homeowners insurance. Wouldn't you rather put the money you've saved into your home?

AIA: Unprecedented Fla. Credit Rule Could Hurt Insurance Consumers (Insurance Journal)
The use of credit information in underwriting and rating Florida homeowners and auto insurance policies is now threatened by yesterday's approval of a rule governing insurers' use of credit-based insu

SOUTH FLORIDA HOMEOWNERS VEHEMENTLY PROTEST A CITIZENS PROPERTY RATE HIKE THAT COULD DOUBLE THEIR PREMIUMS (Miami Herald)
South Florida homeowners gave officials from Citizens Property Insurance an earful, vehemently voicing their concerns about its rate hike that could double their insurance rates.

Cranley Named C.O.O. of Plymouth Rock Assurance Corp.
dBusinessNews.com - Boston: Cranley Named C.O.O. of Plymouth Rock Assurance Corp. BOSTON -- Plymouth Rock Assurance Corporation announced today that Thomas Boston: CIM High Yield Securities Announces Liquidation BOSTON -- CIM High Yield Securities (the "Fund

Terra's not so firma, yet we still build
St. Petersburg Times - With all the talk of sinkholes and homeowners fretting over their skyrocketing premiums, the phone rang. An angry resident wanted to discuss the Pasco County Development Review Committee's Jan. 12 meeting. A developer planned to build Mayfair

From the Desk of Congresswoman Carolyn McCarthy
Westbury Times, NY - 16 hours ago "Last week, I was disappointed to learn that Allstate, the largest homeowners' insurance provider in New York State, decided to stop offering new policies on

Too much power, too fast in Lower Hudson Valley
The Journal News.com, NY - Jan 31, 2006 As to whether homeowners insurance covers such losses, that's up to individual carriers and policies, a spokesman for the state Insurance Department said.

Mass. Economic Warning: Insurance Market Short on Capital
Insurance Journal - Jan 27, 2006 Bowler said the homeowners insurance system could probably withstand a major storm on Cape Cod, but if a major storm were to travel north and inward, west of

'It was just empty'
Savannah Morning News, GA - 20 hours ago Even if they have security cameras, there's no clue when it might have happened.". Croslin said his homeowners insurance should cover the loss.

Or, the struggles of Manchester s middle class
Manchester HippoPress, NH - Jan 26, 2006 to finance a house of this amount would be $1,829, which would cover the loan s principal and interest, as well as taxes, homeowners insurance and private

Lawmakers line up with bills to reform homeowners insurance
Palm Beach Post, FL - Jan 10, 2006 This sales practice of "cherry-picking" is a sore spot here, where homeowners insurance can be hard to find and more people seeking coverage are forced to turn

Vermont Mutual Latest to Exit Cape Cod Mass. Homeowners Market
Insurance Journal - Jan 26, 2006 Another insurer has decided it can't continue to write homeowners insurance policies on Cape Cod. Starting April 1, Vermont Mutual

Prepared remarks of Gov. Haley Barbour to the Senate Homeland
Biloxi Sun Herald, USA - 17 hours ago Because regular homeowners insurance doesn't cover floods, these people did not know they were exposed with no insurance coverage.

LIRC Approves Post-Katrina Rate Hikes
Insurance Journal - Jan 20, 2006 The first post-Katrina increase in homeowners insurance rates has been approved by the Louisiana Insurance Rating Commission, beginning what is expected to be

Why Journalists Go to War
Poynter.org, FL - Jan 30, 2006 reports that, within a few months, we can expect a federal court to rule on a lawsuit that asks whether standard homeowners insurance should cover the damage

Employees Choice
SHRM Magazine, VA - 11 hours ago from niche products such as pet insurance and identity-theft protection to coverage categories with wider appeal, such as automobile and homeowners insurance.

Democratic candidates show similarity
Sun-Sentinel.com, FL - 1 hour ago debate included questions from local journalists seeking candidates' views on education spending, Scripps, gay adoption, homeowners insurance, assisted suicide

I felt like he was an angel
Business Gazette, MD - Feb 1, 2006 Washington metropolitan area. Typically the cost of the cleanings are covered by homeowners insurance policies. But if there

Or, the struggles of Manchester s middle class
Manchester HippoPress, NH - Jan 26, 2006 to finance a house of this amount would be $1,829, which would cover the loan s principal and interest, as well as taxes, homeowners insurance and private

Homeowners' Insurance Focus of Feb. 27 Public Hearing in New York
Insurance Journal - Feb 1, 2006 Howard Mills reported that the New York State Insurance Department will hold a public hearing focusing on conditions in the homeowners' insurance market in

Last-resort insurer to get loans to continue paying claims
KATC, LA - Jan 26, 2006 The plan, considered the insurer of last resort in Louisiana for those who cannot get traditional homeowners insurance, has about 65,000 claims valued at more

Allstate Reports 2005 Fourth Quarter Net Income EPS of $1.59
Business Wire (press release), CA - Jan 31, 2006 make great progress in rolling out the company's newest generation of our sophisticated underwriting and pricing process for automobile and homeowners insurance

SOUTH FLORIDA HOMEOWNERS VEHEMENTLY PROTEST A CITIZENS PROPERTY RATE HIKE THAT COULD DOUBLE THEIR PREMIUMS (Miami Herald)
South Florida homeowners gave officials from Citizens Property Insurance an earful, vehemently voicing their concerns about its rate hike that could double their insurance rates.

Homeowners say proposed Citizens rate increases will be a burden (Gainesville Sun)
itizens Property Insurance miscalculated the rate increases it has requested for homeowners in high-risk areas, the state's insurance consumer advocate said Wednesday at a public hearing where a handful of policyholders said the proposed rate hikes pose a serious financial burden.

SoCal A to Z - Los Angeles Times
Compensation Insurance Renovationexperts.com (800) helps over 20,000 homeowners per month find a qualified,

The Washington Times, America's Newspaper
Guide Top Picks Technology News Spy Software Comparison Executive Chairs Businesses For Sale Fresh Air Purifiers Homeowners

Homeowners say proposed rate increases to cause financial burden (Gainesville Sun)
roposed rate increases by Citizens Property Insurance Corp. would cause homeowners serious financial problems and some may lose their homes, policyholders said Thursday during a public hearing.

Insurance companies cutting ties after hurricanes (Sun Herald)
Despite decades of loyalty and often no claim history, thousands of homeowners in Lee and Collier counties are losing their insurance coverage as part of a statewide tightening by major carriers after two devastating hurricane seasons.

Terri Gruca's Blog
WCCO - Jan 20 8:56 AM
Terri Gruca attributes her interest in consumer reporting to her upbringing. Terri is one of five children, and claims her parents were the "Masters" of making money stretch. She's turned her interest into a career and will now share her tips with you.Save to My Web

Trampoline Takedown
WGRZ TV - The trampoline in Carol Pulver's backyard doesn't get much use this time of year. And pretty soon it won't be used at all. The family has to take it out. Carol Pulver, Irving Resident: "Because the insurance company will not cover us if we have it

Health Care's True Cost
New York Sun - The vote last week by Transport Workers Union members to reject the contract deal with the Metropolitan Transportation Authority was largely motivated, it now is clear, by the contentious issue of health insurance, and how much union members would

Auto and
dBusinessNews.com - Honolulu: Auto and

Ben Lomand TV requests a franchise
Sparta Expositor - TV services. Levoy Knowles, CEO of Ben Lomand Telephone Cooperative, appears before county commissioners to request a franchise agreement for Ben Lomand TV. Ben Lomand TV will soon be offering services in White County if commissioners approve a

Home sales slow down
Cincinnati Enquirer - While a record number of homes sold in the region in 2005, December numbers out Wednesday indicate home sales had begun to slow heading into this year. After seeing a fifth straight year of record sales, area Realtors now are hoping sales will hold

Gov. Barbour s remarks to Congress
Jackson Clarion-Ledger - Gov. Haley Barbour today addressed Senate Homeland Security Committee members about the state's recovery from Hurricane Katrina. Below are his prepared remarks: Madam Chairman and distinguished members of the Committee: Thank you for this opportunity

Bush and the Christian Right: $100 million for discrimination
Online Journal - "The literal blood of the thousands of gay people physically wounded by hate . . . is on the hands of Jerry Falwell, James Dobson, Tony Perkins, and so many others who spew hate for partisan gain and personal enrichment." --Matt Foreman, President


Baton Rouge Advocate - Homeowners across the state may have to dig deeper to help pay for storm claims in the wake of hurricanes Katrina and Rita. Louisiana Citizens Property Insurance said it only had $100 million on hand when Katrina made landfall, and has since been

Florida task force tackles
MENAFN - Jan. 28--TAMPA -- The state's insurer of last resort should cap coverage for homeowners to three to five years and require hurricane-resistant home upgrades to entice private insurers to take policyholders, a state task force studying Florida's

City of Cohoes finalizes fire truck concern
Empire State News - Cohoes Mayor John McDonald announced that the City of Cohoes has negotiated an agreement with Crimson Fire regarding a fire truck that was acquired in 2004. After a few months of service, it was noticed that the truck's weight exceeded the maximum

Insurance commission approves post-Katrina hikes
KATC 3 - BATON ROUGE, La. -- The first post-Katrina increase in

First Floridian Changes Brand to Travelers of Florida
dBusinessNews.com - St.Louis: Appistry Announces Plans to Support Future Release of Microsoft IronPython 1.0 ST. LOUIS -- Appistry, a pioneer and leading provider of St.Louis: Energizer Holdings, Inc. to Webcast Annual Meeting ST. LOUIS -- Energizer Holdings

Fla. hurricane fund needs quick fix
New Kerala - ST. PETERSBURG, Fla.: A Florida state fund created to support the

Statistics show decrease in car burglaries
Montgomery Advertiser - Police say car burglaries are down in Montgomery, but Willie Caraway and Jeff Tatum might be hard pressed to believe those statistics. Caraway, who has lived behind Montgomery's Eastdale Mall for 33 years, awoke one recent Thursday morning to find

Auto and
dBusinessNews.com - Honolulu: Auto and

Home sales slow down
Cincinnati Enquirer - While a record number of homes sold in the region in 2005, December numbers out Wednesday indicate home sales had begun to slow heading into this year. After seeing a fifth straight year of record sales, area Realtors now are hoping sales will hold

Cranley Named C.O.O. of Plymouth Rock Assurance Corp.
dBusinessNews.com - Boston: Cranley Named C.O.O. of Plymouth Rock Assurance Corp. BOSTON -- Plymouth Rock Assurance Corporation announced today that Thomas Boston: CIM High Yield Securities Announces Liquidation BOSTON -- CIM High Yield Securities (the "Fund

Home insurance rates to increase
Baton Rouge Advocate - Get ready to pay more for


Baton Rouge Advocate - Homeowners across the state may have to dig deeper to help pay for storm claims in the wake of hurricanes Katrina and Rita. Louisiana Citizens Property Insurance said it only had $100 million on hand when Katrina made landfall, and has since been

Seeking to help home insurers
Newsday - Two members of Long Island's congressional delegation said Friday that they will lobby for pending federal legislation to back up insurance companies that are financially strapped after hurricanes or other natural disasters. Reps. Steve Israel (D

Terra's not so firma, yet we still build
St. Petersburg Times - With all the talk of sinkholes and homeowners fretting over their skyrocketing premiums, the phone rang. An angry resident wanted to discuss the Pasco County Development Review Committee's Jan. 12 meeting. A developer planned to build Mayfair

Allstate Curbs Sales Due To Storm Claim Fears
Hartford Courant - Allstate, the largest insurer of homes in New York state, has stopped selling new homeowners' policies in eight coastal counties because of increased concern about hurricane claims. The Northbrook, Ill.-based company, which is one of Connecticut's

Big-ticket tax holiday isn't best way to aid Floridians
St. Petersburg Times - Re: House plan: A tax vacation, Jan. 13. While I agree with past tax holidays targeting back-to-school items and hurricane supplies, I disagree with the current proposal for a holiday on any items up to $5,000. I am a registered Republican, but I

Trampoline Takedown
WGRZ TV - The trampoline in Carol Pulver's backyard doesn't get much use this time of year. And pretty soon it won't be used at all. The family has to take it out. Carol Pulver, Irving Resident: "Because the insurance company will not cover us if we have it

Thursday, February 02, 2006


Homeowners say proposed Citizens rate increases will be a burden (Gainesville Sun)
itizens Property Insurance miscalculated the rate increases it has requested for homeowners in high-risk areas, the state's insurance consumer advocate said Wednesday at a public hearing where a handful of policyholders said the proposed rate hikes pose a serious financial burden.

Market Place - The Washington Times, America's Newspaper
Condos and Real Estate Homeowners Insurance Night Vision Foreclosures Miami condos and real estate Personals Online Florists Real Estate Canadian Real

Insurance spokesman says market not good but fluid (2theadvocate.com)
When is a not good homeowners insurance market considered good news? When two hurricanes took record blows at the insurance industry or at least that s what lawmakers thought Wednesday.

The Heritage Foundation: Regulation
(WebMemo #888) Two proposals would allow homeowners to buy into federal flood insurance after the fact. That's a bad idea. Handouts and Takings:

Poynter Online
tree-cutting... Homeowners insurance... and more. NYT's Newshole Peter M. Zollman on print and Web coverage. How They Got the Story Learning from

SoCal A to Z - Los Angeles Times
Compensation Insurance Renovationexperts.com (800) helps over 20,000 homeowners per month find a qualified,

Workplace Fairness: today's workplace: it's everyone's job
car insurance, homeowners' insurance or grocery bills. They shouldn't be responsible for picking up their health care tab, either...The United States

Problems Buying and Selling Real Estate in a Post-Bubble Market Solved by New Programs from Metropol
... of carrying the property’s mortgage, taxes, insurance and maintenance expenses for the 60 ...

Questions remain about homeowners insurance
2TheAdvocate, LA - 21 hours ago Many unanswered questions remain when it comes to the future of homeowners insurance in Louisiana, and the two major concerns voiced by residents are cost and

Water towers going up fast
Grayson County News Gazette, KY - Jan 30, 2006 a public relations problem, since the necessary spacing of the hydrants may not benefit some homeowners looking for a reduction in homeowners' insurance costs

Institute puts a premium on teaching teens insurance
Fort Wayne Journal Gazette, IN - Jan 31, 2006 In addition to auto insurance, the institute trains teachers in the basics of health, life, auto and homeowners insurance, in addition to annuities and

Homeowners' Insurance Focus of Feb. 27 Public Hearing in New York
Insurance Journal - 22 hours ago Howard Mills reported that the New York State Insurance Department will hold a public hearing focusing on conditions in the homeowners' insurance market in

Granholm: State on road to recovery
Detroit Free Press, United States - Jan 26, 2006 Partner with the US to provide affordable insurance for 550,000 uninsured Michiganders. Mandate 20% cuts in auto and homeowners insurance rates.

Governor's Tax Cut Would Be A Record
Tampa Tribune, FL - Jan 31, 2006 he would pump $2 billion of the windfall immediately into school construction and use an additional billion to prop up the state's homeowners insurance market.

Allstate Scores With Chicago Rush
Business Wire (press release), CA - 3 hours ago Customers can access Allstate products and services such as auto insurance and homeowners insurance through Allstate agencies, or in select states at allstate

Too much power, too fast in Lower Hudson Valley
The Journal News.com, NY - Jan 31, 2006 As to whether homeowners insurance covers such losses, that's up to individual carriers and policies, a spokesman for the state Insurance Department said.

Insurance watchdog barks at Citizens rate hike requests
Palm Beach Post, FL - 14 hours ago premiums. One man told the panel that, if the hikes are approved, homeowners insurance will eat up 10 percent of his income. Joe

Allstate Reports 2005 Fourth Quarter Net Income EPS of $1.59
Business Wire (press release), CA - Jan 31, 2006 make great progress in rolling out the company's newest generation of our sophisticated underwriting and pricing process for automobile and homeowners insurance

Dog owners beware: Insurance costs bite back
Bethany Beach Wave, DE - Jan 18, 2006 Mercury Casualty Company offers a 10 percent discount on homeowners insurance for families that don't own a dog or are willing to take their dog off their

Insurance commission approves post-Katrina hikes
KATC, LA - Jan 19, 2006 -- The first post-Katrina increase in homeowners insurance rates has been to increase homeowners insurance rates by an average of 23.3 percent statewide.

Elizabeth Crenshaw
NBC 4.com, DC - 19 hours ago consumer plenty. She has uncovered the secrets of debit cards and homeowners insurance that consumers know nothing about. She has

Fidelity National Financial, Inc. Announces Closing of Sedgwick
PR Newswire (press release), NY - Jan 31, 2006 Through its wholly-owned subsidiaries, FNF is also a provider of specialty insurance products, including flood insurance, homeowners insurance and home

Lawmakers try to plug sinkhole woes
St. Petersburg Times, FL - Jan 27, 2006 role in the claims process is the possibility that sinkhole coverage would be eliminated from the state's mandatory requirements for homeowners' insurance.

Homeowners say proposed Citizens rate increases will be a burden (Gainesville Sun)
itizens Property Insurance miscalculated the rate increases it has requested for homeowners in high-risk areas, the state's insurance consumer advocate said Wednesday at a public hearing where a handful of policyholders said the proposed rate hikes pose a serious financial burden.

Interactive Gallery - BusinessWeek Online
review their homeowners, auto, and life insurance policies could be wasting money and leaving their families vulnerable, BW Weekend reports THURSDAY'S

Bush and the Christian Right: $100 million for discrimination
Online Journal - "The literal blood of the thousands of gay people physically wounded by hate . . . is on the hands of Jerry Falwell, James Dobson, Tony Perkins, and so many others who spew hate for partisan gain and personal enrichment." --Matt Foreman, President

Texas Court Sides with Allstate in Rita Evacuee Expenses Case
Insurance Journal - Jan 26 7:40 AM
A state district judge in Austin, Texas, has ruled Allstate will not have to cover the living expenses of evacuees displaced from their homes by Hurricane Rita if their homes were not damaged, theSave to My Web

Here's the skinny on reverse mortgages
Salinas Californian - Jan 21 5:04 AM
Here's a concept: what if the bank paid you for owning your home? That's the premise behind a relatively new investment device called a reverse mortgage.Save to My Web

W. Jordan sets up fund to correct sewage problem
Deseret Morning News - Jan 25 11:14 PM
After more than 20 years of unknowingly dumping raw sewage into the Jordan River, several residents will likely soon be receiving the city's help in fixing the problem.Save to My Web

Oregonians urged to buy flood insurance
Fox 12 Oregon - Jan 29 8:30 AM
SALEM -- With heavy rains expected for the coming week, Governor Kulongoski is urging Oregonians in dager of flooding to get flood insurance. He says it can protect a home from ruin for a relatively low cost.Save to My Web

Stay protected
Colorado Daily - Jan 28 11:06 PM
Decking your pad out with televisions, DVD players and stereo equipment can take a few paychecks. Filling your photo albums, old diaries and shoebox full of nostalgia can take a lifetime. A fire, robbery or disaster can take that all away in just a few minutes.Save to My Web

Seeking to help home insurers
Newsday, NY - Jan 21, 2006 Israel and McCarthy said they hope that passage of the Homeowners Insurance Protection Act of 2005 - a bill proposed in the House of Representatives last year

Legally Speaking - with Bob Mionske: Garage v. Roof Rack, Part II
VeloNews, CO - Jan 31, 2006 My auto insurance would not cover it because it was not car related, and my homeowners insurance would not cover it because it was not my bike.

Unsure how to lower insurance rates
Denton Record Chronicle (subscription), TX - Jan 13, 2006 major opponents two Democrats and two independents couldn't offer many specifics on how they would attack the problem of costly homeowners insurance.

Estate Planning Resolution for 2006
Mondaq News Alerts, UK - Jan 30, 2006 protection against lawsuits. Ask your homeowners insurance agent about it. Are your children getting married? Think about prenuptial

Institute puts a premium on teaching teens insurance
Fort Wayne Journal Gazette, IN - Jan 31, 2006 In addition to auto insurance, the institute trains teachers in the basics of health, life, auto and homeowners insurance, in addition to annuities and

The Booming Biz of ID Protection
BusinessWeek - Jan 30, 2006 see the epidemic of ID theft as a business opportunity." ID-theft protection is being tucked into a host of products, from homeowners' insurance to company

Insurance commission approves post-Katrina hikes
KATC, LA - Jan 19, 2006 -- The first post-Katrina increase in homeowners insurance rates has been to increase homeowners insurance rates by an average of 23.3 percent statewide.

Last-resort insurer to get loans to continue paying claims
KATC, LA - Jan 26, 2006 The plan, considered the insurer of last resort in Louisiana for those who cannot get traditional homeowners insurance, has about 65,000 claims valued at more

Thrifty tips: A little research, persistence pays off
Seattle Times, United States - Jan 29, 2006 Shop around for home insurance: "With the cost of homeowners insurance skyrocketing, I went to my state's department of insurance Web site." (In Washington

Homeowners get bulk of $5 billion
Pascagoula Mississippi Press, MS - Jan 26, 2006 The home had to be outside a federal flood zone but flooded. Homeowners must have had some sort of homeowners' insurance. Homeowners

Amica Mutual Offers Enhanced Discounts on 2006 Massachusetts Auto
Business Wire (press release), CA - Jan 17, 2006 automotive insurance policyholders. JD Power and Associates 2002-2005 National Homeowners Insurance Satisfaction Studies(SM). 2005 Study

Health Care's True Cost
New York Sun, NY - Jan 26, 2006 In this way, health insurance became very different from other forms of insurance, such as auto or homeowners insurance, which people buy directly and on their

Northwest residents seeking fire coverage
San Antonio Express News - Jan 31 10:43 PM
Officials stressing need for emergency services district.Save to My Web

Homeowners say proposed Citizens rate increases will be a burden (Sun-Sentinel)
MIAMI -- Citizens Property Insurance miscalculated the rate increases it has requested for homeowners in high-risk areas, the state's insurance consumer advocate said Wednesday at a public hearing where a handful of policyholders said the proposed rate hikes pose a serious financial burden.

The Washington Times, America's Newspaper
Guide Top Picks Technology News Spy Software Comparison Executive Chairs Businesses For Sale Fresh Air Purifiers Homeowners

www.kellys-kloset.com coming soon
HomeOwners Insurance EZ Fast OnLine Quote. Serving All of California www.InsuranceForMyHome.com Allstates-Auto Insurance Auto

Bush's $1.5 billion tax-cut plan includes relief for homeowners (heraldtribune.com)
TALLAHASSEE -- Adopting a proposal pushed by House Democrats that would give homeowners a $100 rebate, Gov. Jeb Bush outlined a $1.5 billion tax cut package Tuesday that also includes property tax relief, a sales tax holiday for school and hurricane purchases and the elimination of a tax on wealthy stock and bond owners.

Homeowners say proposed Citizens rate increases will be a burden (Gainesville Sun)
itizens Property Insurance miscalculated the rate increases it has requested for homeowners in high-risk areas, the state's insurance consumer advocate said Wednesday at a public hearing where a handful of policyholders said the proposed rate hikes pose a serious financial burden.

Jourdan River Estates Residents Celebrate Insurance Settlements (WLOX-TV Biloxi)
Residents in one Hancock County neighborhood celebrated a post Katrina victory Tuesday. Property owners in and around the Jourdan River Estates community threw a party because most of their homeowners claims have been settled.

III: Claims in Louisiana Equal to 25 Years of State's Homeowners
Insurance Journal - Jan 5, 2006 The record total of homeowners insurance claims payments resulting from the 2005 hurricanes in Louisiana is enough to wipe out all homeowners premiums paid in

New reforms to help Florida consumers
Bradenton Herald, United States - Jan 25, 2006 The committee developed a Consumer Quick Check Guide that outlines specific coverage and limits generally provided under most homeowners' insurance policies.

La. Citizens to Get Loans to Continue Paying Claims
Insurance Journal - Jan 27, 2006 With Louisiana's state-run homeowners insurance company quickly running out of money to pay claims, a banking group is trying to put a loan in place to keep it

Loan payments include interest, taxes, insurance, too
Poughkeepsie Journal, NY - Jan 29, 2006 Ordinarily, also due each month is a certain amount of the homeowner's annual property and school taxes and a portion of his homeowners insurance.

Too much fraud, too few remedies for Citizens
St. Petersburg Times, FL - Jan 9, 2006 Established by the state as an insurer of last resort, Citizens is the place to go when no one else will take your homeowners insurance check.

Family financial planning includes your pet
Newburyport Daily News, USA - Jan 31, 2006 If you are such an animal owner, read on. A common question is whether homeowners insurance will cover you if your dog bites someone.

Business Notes
Concord Monitor, NH - Jan 24, 2006 which Mt. Washington is a part, writes and manages more than $1 billion in auto and homeowners insurance across the Northeast. Lori

Governor Kulongoski urges Oregonians to buy flood insurance
Katu.com, OR - Jan 29, 2006 As much as three inches of rain is expected in parts of the state over the next three days. Regular homeowners insurance does not cover flood damage.

Estate Planning Resolution for 2006
Mondaq News Alerts, UK - Jan 30, 2006 protection against lawsuits. Ask your homeowners insurance agent about it. Are your children getting married? Think about prenuptial

Here's the skinny on reverse mortgages
Salinas Californian - Jan 21 5:04 AM
Here's a concept: what if the bank paid you for owning your home? That's the premise behind a relatively new investment device called a reverse mortgage.Save to My Web

Wednesday, February 01, 2006


Governor Kulongoski urges Oregonians to buy flood insurance
Katu.com, OR - Jan 29, 2006 As much as three inches of rain is expected in parts of the state over the next three days. Regular homeowners insurance does not cover flood damage.

Thrifty tips: A little research, persistence pays off
Seattle Times, United States - Jan 29, 2006 Shop around for home insurance: "With the cost of homeowners insurance skyrocketing, I went to my state's department of insurance Web site." (In Washington

NC auto insurance rates to drop
Charlotte Observer, NC - 3 hours ago That's because most auto policies include discounts for good-driving records and good credit histories as well as carrying homeowners insurance with the same

Lawmakers try to plug sinkhole woes
St. Petersburg Times, FL - Jan 27, 2006 role in the claims process is the possibility that sinkhole coverage would be eliminated from the state's mandatory requirements for homeowners' insurance.

Too much power, too fast in Lower Hudson Valley
The Journal News.com, NY - Jan 31, 2006 As to whether homeowners insurance covers such losses, that's up to individual carriers and policies, a spokesman for the state Insurance Department said.

REPS. ISRAEL, MCCARTHY, SENATOR BALBONI CALL FOR FEDERAL NATURAL
American Chronicle, CA - Jan 20, 2006 are co-sponsoring The Homeowner's Insurance Protection Act of 2005, a comprehensive catastrophic insurance bill that reduces homeowners' insurance costs to

Will Higher Gas Prices Mean Lower Car Insurance?
Washington Post, United States - Jan 25, 2006 If you're going to do that--whether for car or homeowners insurance--then a good place to start your homework is at the National Association of Insurance

Or, the struggles of Manchester s middle class
Manchester HippoPress, NH - Jan 26, 2006 to finance a house of this amount would be $1,829, which would cover the loan s principal and interest, as well as taxes, homeowners insurance and private

AAA To Offer Auto, Homeowners Insurance in Hawaii
Insurance Journal - Jan 27, 2006 Auto and homeowners' insurance products will be provided by the Interinsurance Exchange of the Automobile Club, rated "A+" by AM Best, according to the company

A great rating for city
Clarksville Leaf Chronicle, TN - Jan 27, 2006 The 3 rating for Clarksville also can help with industrial recruitment. Just as with homeowners, insurance premium rates are determined in part by ISO ratings.

Florida task force tackles homeowners insurance (MENAFN)
Florida task force tackles homeowners insurance

Allstate begins canceling policies
Florida Today, FL - Jan 24, 2006 Some Allstate Floridian homeowners' insurance customers already have had their rude awakening, while others will get theirs in the next few months.

Will Higher Gas Prices Mean Lower Car Insurance?
Washington Post, United States - Jan 25, 2006 If you're going to do that--whether for car or homeowners insurance--then a good place to start your homework is at the National Association of Insurance

Vermont Mutual Latest to Exit Cape Cod Mass. Homeowners Market
Insurance Journal - Jan 26, 2006 Another insurer has decided it can't continue to write homeowners insurance policies on Cape Cod. Starting April 1, Vermont Mutual

Lawmakers try to plug sinkhole woes
St. Petersburg Times, FL - Jan 27, 2006 role in the claims process is the possibility that sinkhole coverage would be eliminated from the state's mandatory requirements for homeowners' insurance.

Consumer Group Releases Major Study Documenting Insurance
Common Dreams (press release), ME - Jan 11, 2006 the next hurricane season approaches. Among the measures called for are: a moratorium on cancellations and non-renewals of homeowners insurance policies to

REPS. ISRAEL, MCCARTHY, SENATOR BALBONI CALL FOR FEDERAL NATURAL
American Chronicle, CA - Jan 20, 2006 are co-sponsoring The Homeowner's Insurance Protection Act of 2005, a comprehensive catastrophic insurance bill that reduces homeowners' insurance costs to

Auto and Homeowners Insurance Available Through AAA Hawaii
Business Wire (press release), CA - Jan 26, 2006 26, 2006--AAA Hawaii's affiliated insurer has received approval by the state insurance division to offer automobile and homeowners insurance to qualified

Why Journalists Go to War
Poynter.org, FL - Jan 30, 2006 reports that, within a few months, we can expect a federal court to rule on a lawsuit that asks whether standard homeowners insurance should cover the damage

Public hearings on Citizens' rate hike plan at 10 a.m. and 6 p.m. today... (Miami Herald)
Public hearings on Citizens' rate hike plan at 10 a.m. and 6 p.m. today South Florida homeowners who are covered by Citizens Property Insurance, the state-run pool of last resort, will have a chance to voice their concerns about rising insurance rates at a public hearing in Miami this morning and evening.

RATE HEARINGS TODAY (Miami Herald)
South Florida homeowners who are covered by Citizens Property Insurance will have a chance to voice their concerns about rising insurance rates at a public hearing in Miami today.

Florida task force tackles homeowners insurance (MENAFN)
Florida task force tackles homeowners insurance

Homeowners Insurance: Money Saving Tips (Union Leader)
(ARA) - Most lenders require you to have homeowners insurance. But just because it is required does not mean that all policies cost the same amount. There are several ways you can save money on your homeowners insurance. Wouldn't you rather put the money you've saved into your home?

The Hartford Introduces New Technology Practice Group to Meet Insurance Needs of the Fast-Paced Tech Industry (SYS-CON Media)
Technology companies operate in one of the fastest growing and fastest changing industries on the planet. To better serve this market, The Hartford Financial Services Group, Inc. , one of the nation's leading providers of investment and insurance products, announces the formation of its new Technology Practice Group headquartered at the company's home office in Hartford, Conn. Staffed by a

State storm insurer's policy bite up (The Palm Beach Post)
The bill Florida homeowners will pay to bail out Citizens Property Insurance Corp. just got a little bit steeper.

Bush's $1.5 billion tax-cut plan includes relief for homeowners (heraldtribune.com)
TALLAHASSEE -- Adopting a proposal pushed by House Democrats that would give homeowners a $100 rebate, Gov. Jeb Bush outlined a $1.5 billion tax cut package Tuesday that also includes property tax relief, a sales tax holiday for school and hurricane purchases and the elimination of a tax on wealthy stock and bond owners.

Bush pushes record cuts in taxes (Miami Herald)
Gov. Jeb Bush offered Floridians the largest round of tax cuts in state history Tuesday, targeting most of the $1.5 billion to help homeowners hit by rising property taxes and higher insurance rates.

Center to provide help with pending claims (Miami Herald)
Insurance regulators have set up a mediation center in Davie to help homeowners who have been unable to resolve insurance claims from the 2005 season.

Cranley Named C.O.O. of Plymouth Rock Assurance Corp.
[Press Release] Market Wire via Yahoo! Finance - Jan 19 10:02 AM
Plymouth Rock Assurance Corporation announced today that Thomas Cranley has been hired as Chief Operating Officer for Plymouth Rock Assurance Corporation and as President of Mt. Washington Assurance Corporation of Concord, N.H.Save to My Web

Poynter Online
tree-cutting... Homeowners insurance... and more. Are Autos Lost? Steve Outing on newspaper classifieds. Your Own Google Maps Map-making made

State storm insurer's policy bite up (The Palm Beach Post)
The bill Florida homeowners will pay to bail out Citizens Property Insurance Corp. just got a little bit steeper.

The Heritage Foundation: Regulation
(WebMemo #888) Two proposals would allow homeowners to buy into federal flood insurance after the fact. That's a bad idea. Handouts and Takings:

Homeowners would benefit from tax giveback under Gov. Bush proposal (Sun-Sentinel)
TALLAHASSEE -- Every homeowner would get a $100 check in the mail and see their property tax rates go down under a proposal Tuesday by Gov. Jeb Bush, part of $1.5 billion in tax breaks he said would help homeowners and businesses reeling from hurricane costs.

Granholm: State on road to recovery
in auto and homeowners insurance rates. LANSING -- Gov. Jennifer Granholm declared Wednesday that Michigan is on the brink of an economic rebound, as

Florida task force tackles homeowners insurance (MENAFN)
Florida task force tackles homeowners insurance

Bush's $1.5 billion tax-cut plan includes relief for homeowners (heraldtribune.com)
TALLAHASSEE -- Adopting a proposal pushed by House Democrats that would give homeowners a $100 rebate, Gov. Jeb Bush outlined a $1.5 billion tax cut package Tuesday that also includes property tax relief, a sales tax holiday for school and hurricane purchases and the elimination of a tax on wealthy stock and bond owners.

FEMA finally approves new map; thousands of homeowners could drop flood insurance (North Platte Bulletin)
The Federal Emergency Management Agency approved a new flood plain map for the City of North Platte, effectively moving a number of homes between the North and South Platte Rivers out of the flood plain.

State announces property insurance reforms
Tampa Bay Business Journal - The new reforms, initiated by a special committee created by the state Department of Financial Services , include consumer coverage checklists and quick-check guides to help Floridians buy enough coverage to rebuild their homes after a catastrophe

Legally Speaking - with Bob Mionske: Garage v. Roof Rack , Part II
Velo News - In my most recent column, S.S., a Tennessee attorney, asked about his insurance company's refusal to compensate him for the loss of his bicycle when he drove into his garage while his Wilier was attached to his roof rack ( see " Is it my garage or my

Easy shopping at Sanders Insurance
Brighton Standard-Blade, United States - Jan 25, 2006 Sanders Insurance represents eight major insurance providers, offering everything from business and commercial to automobile and homeowners insurance.

Louisiana Blanco Issues Legislative Session Call
Bayou Buzz, LA - 3 hours ago To legislate with respect to Act 37 of the 1st Extraordinary Session of 2005 relative to settlement monies on claims arising under homeowners insurance policies

III: Record Mississippi Homeowners' Claim Payments from 2005
Insurance Journal - Jan 9, 2006 The record total of homeowners insurance claims payments resulting from the 2005 hurricanes in Mississippi is reportedly enough to wipe out all homeowners

South Charleston, St. Albans could agree to split Jefferson and
Daily Mail - Charleston, WV - Jan 26, 2006 "We can provide quality services, which should lower property insurance for businesses and homeowners insurance for residents.".

Estate Planning Resolution for 2006
Mondaq News Alerts, UK - Jan 30, 2006 protection against lawsuits. Ask your homeowners insurance agent about it. Are your children getting married? Think about prenuptial

Its a good time to review your home insurance
Tri-Valley Herald, CA - Jan 7, 2006 rude awakening. Most, if not all, the damage experienced in our area is not covered by standard homeowners insurance. While some

Medicare Part D confusing for users
Villages Daily Sun, FL - Jan 29, 2006 This is your future. You don't buy homeowners' insurance without the thought that at some point in time you might need it, and it's the same with this.

La. Citizens to Get Loans to Continue Paying Claims
Insurance Journal - Jan 27 7:40 AM
With Louisiana's state-run homeowners insurance company quickly running out of money to pay claims, a banking group is trying to put a loan in place to keep it afloat. Citizen's Property InsuranSave to My Web

Oregonians urged to buy flood insurance
Fox 12 Oregon - Jan 29 8:30 AM
SALEM -- With heavy rains expected for the coming week, Governor Kulongoski is urging Oregonians in dager of flooding to get flood insurance. He says it can protect a home from ruin for a relatively low cost.Save to My Web

Clay still awaiting payment in Colony Park suit
Times Herald - Jan 19 4:40 AM
CLAY TWP. - Most of the plaintiffs in a failed case against the township and Colony Park Association have paid their portions of almost $22,500 in sanctions ordered by a federal judge, township officials said.Save to My Web

AP Interview: Blanco says FEMA maps holding up housing repairs
KPLC - Jan 24 6:52 PM
BATON ROUGE, La. Governor Kathleen Blanco says the state's hurricane reconstruction efforts are hampered by waits for new federal elevation standards for home building and could face further hindrances by the White House's refusal to back a key home buyout bill in Congress.Save to My Web

Center to provide help with pending claims (Miami Herald)
Insurance regulators have set up a mediation center in Davie to help homeowners who have been unable to resolve insurance claims from the 2005 season.

Hurricane losses will hurt KC area insurance buyers (Kansas City Star)
Insurance costs for homeowners and drivers in Missouri and Kansas are poised to rise much the same way that floodwaters did in New Orleans slowly and quietly until suddenly they are up to our hips.

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